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Under the Orange Awning, Protecting What's Yours. HERE FOR YOU

Who We Are

At State Farm, we pride ourselves on being a team that truly cares about our community. We believe in building strong relationships with our customers and providing them with the best possible service. Our agency is led by Michelle Oberto, a dedicated and experienced insurance professional with over 10 years of State Farm experience. Michelle is passionate about helping her clients find the right insurance products to suit their unique needs. She has a deep understanding of the importance of serving the community and has made it her mission to provide exceptional service to her clients.

Our Services

At our agency, we offer a wide range of insurance products and services to cater to our clients' varying needs. Our specialties include:

  • Auto Insurance: We provide comprehensive coverage for your vehicle, whether you're a seasoned driver or a new driver.
  • Home Insurance: We offer protection for your home, including your belongings, structure, and liability.
  • Renters Insurance: We provide coverage for your personal belongings and liability as a renter.
  • Boat Insurance: We offer protection for your boat, whether you're an avid boater or just want to enjoy a day on the water.
  • Small Business Insurance: We provide coverage for your business, including liability, property, and workers' compensation.
  • Life Insurance: We offer term life, whole life, and universal life insurance policies to protect your loved ones.
  • Health Insurance: We provide individual and family health insurance plans to ensure you have access to quality healthcare.
  • Financial Services: We offer investment products, such as annuities and mutual funds, to help you achieve your financial goals.

About Our Agency

Our agency is conveniently located on Keithshire Way, near Wellington Elementary School. We serve the Lexington, KY area, including Nicholasville, Richmond, Georgetown, and surrounding communities. We focus on helping people with their insurance needs, providing personalized service, and tailoring our products to their unique circumstances. Our team is committed to getting to know each client and finding the best possible coverage for their stage of life.

Get in Touch

If you're looking for a friendly and knowledgeable insurance professional, look no further! Contact us today to schedule a consultation or ask us a question. We're always happy to provide you with the information you need to make an informed decision.

Reviews (30)
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Positive: Customers rave about Michelle and her team's exceptional customer service, knowledge, and responsiveness, highlighting their ability to provide timely guidance and cost savings.

Agent Reviews

The reviews for Michelle Oberto State Farm Insurance Company are overwhelmingly positive, with many customers praising the agent's professionalism, knowledge, and helpfulness.

Timely Respnse and Situational Guidance

Many reviewers appreciated how agents like Matthew responded in a timely manner, helping them navigate the insurance process. Reviewers praised the agents' ability to explain complex concepts in a clear and respectful manner, as well as their consistent follow-up reminders.

Exceptional Customer Service

Reviewers consistently praised Michelle and her team for their exceptional customer service. They highlighted the agents' responsiveness, knowledgeable guidance, and willingness to go above and beyond to meet their insurance needs.

Adjuster Services

One reviewer, Carol Stratton, praised Michelle's diligence in handling her claim, sending a team of three adjusters to inspect her property after a catastrophic hail storm. This resulted in a more accurate assessment and better insurance coverage.

Annual Reviews and Cost Savings

Reviewers appreciated the annual review of their insurance needs and the cost savings offered by Michelle and her team. One reviewer, Linda Harlow, praised the team's ability to save her money and provide amazing service.

Positive Atmosphere

Reviewers also praised the welcoming atmosphere of the office, calling it "cute" and "so refreshing."