Business Details
33 Years
experience
Your Trusted Insurance Partner in San Diego, CA
Founded in 1993, JPL Insurance is a family-owned and operated independent insurance agency dedicated to providing quality protection for individuals, families, and businesses across California, Arizona, Nevada, and beyond. With over 30 years of experience, our mission is to deliver superior customer service, competitive rates, and tailored coverage solutions that meet the unique needs of our clients. Licensed in 18 states, we specialize in simplifying the insurance process by offering personalized guidance, access to top-rated carriers, and a commitment to building lasting relationships.Our team of experts works diligently to identify risks, provide comprehensive coverage options, and ensure clients understand their policies, allowing them to focus on what matters most. Backed by 20+ insurance carriers and a client-centric approach, we pride ourselves on transparency, reliability, and a deep understanding of local and national market needs.
Services
Business Insurance
Home Insurance
Workers Compensation
Auto Insurance
Life Insurance
Rental Property Insurance
Contractor Insurance
Security Guard Insurance
General Liability
Commercial Umbrella
Details
- Year established: 1993
Highlights and features
- We are a family-owned agency with 30+ years of industry experience.
- We offer personalized insurance solutions tailored to your unique needs.
- We partner with 20+ top-rated insurance carriers for competitive options.
- Our team provides knowledgeable, on-site service and support.
- We prioritize long-term client relationships over one-time transactions.
What people say
Prompt service
Excellent rates
Knowledgeable staff
Personalized solutions
Efficient claims processing
Services
Business Insurance
We provide comprehensive business insurance solutions tailored to protect companies of all sizes. Our policies cover property damage, liability claims, and operational risks, ensuring continuity during unforeseen events. Specialized options include general liability, workers' compensation, and commercial umbrella coverage for industries like construction, childcare, and security services.
Home Insurance
Our home insurance policies safeguard residential properties against risks like fire, theft, and natural disasters. Coverage includes structural damage, personal belongings, and liability protection for homeowners and landlords. We offer customized plans for single-family homes, condos, and rental properties in California and beyond.
Workers Compensation
Mandatory for most employers, our workers' compensation insurance covers medical expenses and lost wages for job-related injuries. We help businesses comply with state laws while minimizing financial risks. Additional support includes safety training and claims management to reduce workplace incidents.
Contractor Insurance
Designed for construction professionals, this coverage protects against risks like equipment damage, job-site accidents, and liability claims. Policies include general liability, contractors' equipment coverage, and workers' compensation, ensuring compliance and financial security for general contractors, electricians, plumbers, and specialty trades.
Rental Property Insurance
We offer specialized insurance for landlords and property managers, covering structural damage, lost rental income, and liability claims. Policies protect against risks like tenant default, vandalism, and natural disasters, with options for single units, apartment buildings, and vacation rentals.
People
JP Lawrence
Principal Agent
With over 30 years in the insurance industry, JP Lawrence leads JPL Insurance's strategic direction. He specializes in commercial risk management and has built partnerships with 20+ top-rated carriers to deliver tailored solutions for clients.
Diane Souza
Sr. Account Executive
Diane Souza brings 15+ years of experience in personal and commercial insurance. She focuses on client education and policy optimization, ensuring coverage aligns with evolving needs while maintaining competitive pricing.
Amy Brinkley
Sr. Account Executive
Amy Brinkley specializes in property and casualty insurance for homeowners and small businesses. Her expertise in risk assessment helps clients navigate complex coverage options with clarity and confidence.
Kristi Andreas-Redondo
Sr. Account Executive
Kristi Andreas-Redondo manages commercial accounts with a focus on construction, security, and childcare industries. She provides customized insurance packages to mitigate operational risks and ensure regulatory compliance.
Shawn Bonsack
Sr. Account Executive
Shawn Bonsack specializes in workers' compensation and business liability insurance. He works closely with employers to reduce workplace risks and implement cost-effective coverage strategies.
Questions
What types of insurance does JPL Insurance offer?
We provide personal insurance (home, auto, life), commercial insurance (general liability, workers' compensation), and industry-specific coverage for contractors, landlords, and security services.
How can I get a personalized insurance quote?
Contact us via phone or our website to discuss your needs. Our agents will assess your risks and provide tailored options from 20+ carriers.
Do you serve clients outside California?
Yes, we are licensed in 18 states including Arizona, Nevada, Colorado, and Texas, providing coverage across multiple regions.
What is included in a business owners policy (BOP)?
A BOP combines property and liability coverage, protecting against risks like fire damage, lawsuits, and business interruption. It's tailored for small to mid-sized businesses.
How do I file a claim?
Report claims through our Service Center online or call us directly. Our team guides you through documentation and resolution steps promptly.
Can I manage my policy online?
Yes, use our Service Center to pay bills, request ID cards, review policies, and make coverage changes conveniently.
