Business Details
14 Years
experience
Your Trusted Insurance Partner in La Mesa
OP Insurance Agency, Inc. has been serving clients since 2012 with a commitment to exceptional customer service and competitive pricing. As an independent insurance brokerage based in La Mesa, California, we specialize in both personal and business insurance solutions. Our team prioritizes quick and accurate quotes, aiming to deliver comprehensive coverage options within 24 hours. With expertise in homeowners, auto, business, group health, and life insurance, we work with numerous A-rated carriers to tailor policies that meet individual client needs.Our reputation is built on integrity, personalized service, and a deep understanding of California's insurance landscape. Clients consistently praise our ability to save them money while ensuring adequate protection, as evidenced by testimonials highlighting our responsive claims support and professional guidance. We serve diverse geographic areas including La Mesa, Santee, San Diego, and Sacramento, maintaining a focus on local market knowledge while offering nationwide coverage options.
Services
Home Insurance
Auto Insurance
Business Insurance
Group Health Insurance
Life Insurance
Umbrella Policy
Renters Policy
Earthquake Policy
Flood Policy
Commercial Auto
Details
- Year established: 2012
Highlights and features
- We guarantee 24-hour quote turnaround for all insurance needs
- Our team includes agents with 10-16 years of industry experience
- We work with multiple A-rated insurance carriers for optimal coverage
- We provide personalized policy comparisons and professional guidance
- We offer electronic policy review and signing capabilities
What people say
Excellent customer service
Saved money on policies
Quick policy setup
Professional guidance
Effective claims support
Services
Home Insurance
We provide comprehensive homeowners insurance protecting against property damage and liability claims. Our policies cover structural damage, personal belongings, and legal liabilities from incidents on your property. We work with multiple A-rated carriers to find coverage matching your budget and specific needs including earthquake and flood protection.
Auto Insurance
Our auto insurance policies meet California's legal requirements while offering enhanced protection options. We provide liability coverage, comprehensive/collision protection, rental reimbursement, and towing services. Our brokers help clients understand coverage limits and select policies that balance cost with adequate protection for their vehicles and driving habits.
Business Insurance
We offer tailored business insurance solutions including general liability, workers compensation, and commercial auto policies. Our services protect against property damage, employee injuries, and professional liability claims. We work with businesses of all sizes to create customized protection plans that address industry-specific risks and regulatory requirements.
Group Health Insurance
We help businesses establish group health insurance plans covering dental, vision, and disability benefits. Our solutions accommodate companies with 1-500 employees, offering flexible options that balance comprehensive coverage with budget constraints. We assist with plan selection, employee enrollment, and ongoing policy management.
Life Insurance
We offer term, whole, and universal life insurance policies to protect families' financial futures. Our agents explain policy differences and help clients select appropriate coverage amounts. Policies can cover mortgage payments, debts, and funeral expenses while offering cash value accumulation options for long-term financial planning.
People
George Ohnesorgen
Owner/Agent
With 16 years of insurance experience, George founded OP Insurance Agency in 2012. He specializes in personal lines and small business insurance, leveraging his local La Mesa knowledge to serve clients across California.
Sean Roberts
Chief Operating Officer/Agent/Broker
Sean brings 15 years of insurance expertise to OP Insurance, focusing on commercial policies and risk management solutions for businesses of all sizes.
Erika Ohnesorgen
Office Manager
With a decade of insurance industry experience, Erika manages office operations and provides client support, ensuring efficient policy processing and paperwork assistance.
Questions
What is a combo policy and can it save me money?
A combo policy bundles multiple insurance types with one carrier, like homeowners and auto insurance. Most carriers offer discounts for multi-policy packages.
What does California's minimum 15/30/5 auto coverage mean?
This covers $15,000 per person/$30,000 per accident for injuries and $5,000 for property damage. We recommend higher limits for better protection.
Should I get higher insurance limits than state requirements?
We recommend exceeding minimum limits, especially for homeowners, to protect assets from potential lawsuits exceeding basic coverage amounts.
How much home insurance coverage do I need?
We recommend at least $200 per square foot for replacement cost, plus adjustments for location, construction costs, and home upgrades.
What is an insurance peril?
A peril is a specific cause of loss covered by insurance policies, such as fire, theft, or natural disasters.
