Business Details
Your Trusted Partner for Insurance and Financial Solutions
The Richards Group has been a trusted partner in insurance, employee benefits, and financial services since 1867. Our family-owned business combines over 150 years of experience with a commitment to personalized solutions, serving clients across Vermont, New Hampshire, and Massachusetts. We pride ourselves on proactive service, handling claims in-house with authority to settle routine cases immediately. Our independence ensures we represent your interests, not those of insurance carriers. With a team of 148 professionals, we offer tailored risk management strategies to lower total cost of risk for individuals and businesses. Recognized as a Best Place to Work in Vermont for a decade, we invest in our employees and community.Our accolades include Gold for Best Insurance in the Keene Sentinel Readers Choice Awards and Best Employee Benefits Firm in VermontBizs Best of Business Awards. We prioritize transparency, integrity, and flexibility, delivering comprehensive coverage and retirement planning solutions. Our legacy of excellence is built on three generations of family leadership, ensuring continuity and stability for our clients. Through strategic partnerships and local expertise, we provide innovative services like SmartConnect for Medicare guidance. Our dedication to workplace wellness and community engagement reflects our holistic approach to client and employee well-being.
Services
Personal Insurance
Commercial Insurance
Wealth Management
Retirement Planning
Risk Management
Employee Benefits
Insurance Consulting
Claims Handling
Total Rewards Programs
Financial Advisory
Highlights and features
- We have over 150 years of experience in insurance and financial services.
- Our team provides proactive service and handles claims in-house.
- We offer personalized solutions tailored to your needs.
- We are independent and represent your interests, not insurance carriers.
- We have received multiple industry awards for excellence.
What people say
Exceptional service
Industry awards
Personalized solutions
Proactive approach
Trusted advisors
Services
Personal Insurance
We offer tailored personal insurance products including home, auto, and umbrella liability coverage. Our specialists help Vermont and New Hampshire residents balance protection and cost while identifying unnecessary coverage gaps. With a focus on local needs, we ensure policies align with your assets and lifestyle.
Commercial Insurance
Our commercial insurance solutions address property, liability, and workers' compensation needs. We act as your outsourced risk management team, customizing programs to reduce premiums through loss control analysis and compliance support for businesses across New England.
Wealth Management
We provide independent wealth management services with non-proprietary investment products. Our advisors create customized strategies for retirement, estate planning, and financial wellness, focusing on risk management and sustainable income streams for individuals and families.
Retirement Planning
Our retirement plan advisory services help employers design ERISA-compliant plans with fiduciary support. We offer investment monitoring, participant education, and regulatory compliance assistance to ensure both employer and employee financial security.
Risk Management
We develop long-range risk management strategies to lower total cost of risk for businesses. Our services include safety training, compliance audits, and customized insurance programs that address root causes of workplace hazards and operational vulnerabilities.
People
Pete Richards
Leadership Team
Third-generation leader continuing the family legacy of providing personalized insurance solutions since 1867.
Drew Richards
Leadership Team
Active in strategic direction and client service as part of the fourth-generation leadership team.
Ben Taggard
Leadership Team
Contributes to strategic planning and client relationship management with deep industry expertise.
Tom Scull
Leadership Team
Helps guide the firm's direction with over two decades of insurance and financial services experience.
Dan Lyons
Human Resources Consultant
Leads the Total Rewards consulting practice, specializing in compensation strategy and employee benefits.
Questions
What services does The Richards Group offer?
We provide personal and commercial insurance, employee benefits, wealth management, retirement planning, and risk management solutions.
How long has The Richards Group been in business?
Since 1867, making us one of the oldest continuously operating insurance firms in the United States.
Do you serve clients outside of Vermont?
Yes, we serve clients throughout Vermont, New Hampshire, and Massachusetts.
How do you handle insurance claims?
We handle claims in-house with authority to settle most routine claims immediately for faster resolution.
What makes The Richards Group different from other agencies?
Our independence allows us to represent your interests, not insurance carriers, with personalized solutions and local expertise.
Are you a locally-owned business?
Yes, we're a family-owned Vermont business with three generations of leadership and local decision-making.
