Business Details
48 Years
experience
Trusted Employee Benefits Solutions in Michigan
The Benefits Group is a full-service employee benefits agency serving Michigan and the nation with over 42 years of experience. We specialize in creating tailored benefits solutions for businesses of all sizes, from Fortune 500 companies to sole proprietors. Our team of experts negotiates competitive rates with leading insurers while prioritizing exceptional service and client satisfaction. Recognized by industry leaders like Humana and Blue Cross Blue Shield for excellence in medical and dental insurance, we combine deep market knowledge with innovative cost-containment strategies.Our HR 360 online resource library provides clients with 24/7 access to compliance tools and educational materials. We maintain a business philosophy centered on transparency, personalized support, and long-term client relationships, ensuring businesses receive both comprehensive coverage and operational efficiency.
Services
Group Health Insurance
Life Insurance
Dental Plans
Ancillary Benefits
ACA Compliance
Self-Funded Plans
Travel Medical Insurance
Employee Assistance Programs
Disability Insurance
Voluntary Benefits
Details
- Year established: 1978
Highlights and features
- We offer 42 years of experience in employee benefits and insurance brokerage
- Our team negotiates competitive rates with leading national insurance providers
- We provide personalized ACA compliance guidance and reporting assistance
- Our HR 360 online library offers 24/7 access to compliance resources
- We maintain long-term relationships with top-tier insurance carriers
What people say
Excellent to work with
Knowledgeable experts
Saved money on plans
Responsive support team
Personalized solutions
Services
Group Health Insurance
We provide comprehensive group health insurance solutions tailored to businesses of all sizes. Our experts help clients navigate HMO, PPO, EPO, and HDHP options while optimizing cost containment strategies. With access to multiple carriers, we ensure competitive pricing and customized coverage that meets both employer and employee needs.
Life Insurance
Our life insurance offerings include term life, group term, and key person policies designed to protect businesses and employees. We work with top-rated carriers to provide affordable coverage options that can be integrated with other employee benefits packages for comprehensive financial protection.
Ancillary Benefits
We offer ancillary benefits including disability insurance, accident coverage, and critical illness plans. These supplemental programs help businesses enhance their benefits packages without significantly increasing costs, providing valuable additional protection for employees.
ACA Compliance
Our ACA compliance services help businesses meet federal healthcare requirements while avoiding penalties. We provide reporting assistance, plan design guidance, and ongoing compliance support tailored to organizations with 50+ employees, ensuring adherence to evolving regulations.
Self-Funded Plans
We specialize in designing self-funded health plans with stop-loss coverage to help businesses control healthcare costs. Our solutions include administrative support, claims processing, and risk management strategies that provide flexibility while maintaining financial predictability for employers.
People
David J. Bommarito
Agency Partner
With decades of experience in employee benefits, David J. Bommarito leads strategic partnerships at The Benefits Group. He specializes in developing customized insurance solutions for mid-sized businesses while maintaining a strong focus on client relationships.
Steven M. Hornacek
Senior Account Executive
Steven M. Hornacek brings extensive expertise in employee benefits administration. He focuses on guiding clients through health plan selection and implementation, with particular experience in supporting small to mid-sized businesses with their insurance needs.
Scott R. Harrison
Agency Director
As Agency Director, Scott R. Harrison oversees operations and client services. His 20+ years in the insurance industry have focused on developing comprehensive benefits strategies that balance employer needs with employee satisfaction.
Questions
What types of employee benefits does The Benefits Group offer?
We offer health, dental, vision, life, disability, and ancillary benefits including voluntary insurance programs. Our services cover fully insured and self-funded plans for businesses of all sizes.
Do you serve businesses outside Michigan?
Yes, while we're based in Michigan, we provide employee benefits solutions to businesses across all 50 states through our national network of insurance carriers.
How can you help with ACA compliance?
We provide comprehensive ACA compliance support including plan design guidance, reporting assistance, and ongoing compliance monitoring to help businesses avoid penalties and meet federal requirements.
What is your experience with small businesses?
We've served small businesses since 1978, offering tailored solutions for companies with 2-49 employees. Our team specializes in making complex benefits programs accessible and affordable for smaller organizations.
How do you handle insurance carrier relationships?
We maintain partnerships with top-tier national carriers while negotiating competitive rates for our clients. Our long-standing industry relationships ensure access to quality coverage options and favorable terms.
