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Your Trusted Partner for Independent Insurance Solutions in Denton, TX
Ryan Everet Insurance is an independent insurance agency based in Denton, TX, dedicated to simplifying the insurance process while providing clients with personalized, informed guidance. Our team of experienced professionals works with multiple A-rated insurance carriers to offer tailored solutions for personal and commercial insurance needs, including auto, home, life, rental property, and business coverage. With a focus on community involvement and client education, we prioritize transparency, competitive pricing, and exceptional service.

Our advisors hold advanced designations and leverage decades of combined industry experience to help clients navigate complex insurance decisions. We emphasize long-term relationships, proactive policy reviews, and innovative tools like app-based driving discounts to deliver value. Our mission is to empower clients with the knowledge and resources to protect their assets while fostering trust through ethical practices and local engagement.
Services
Auto Insurance Home Insurance Life Insurance Business Insurance Commercial Auto Insurance Rental Property Insurance General Liability Insurance Workers Compensation Insurance Cyber Liability Insurance Flood Insurance
Highlights and features
  • We offer personalized insurance solutions tailored to your unique needs.
  • Our team has over 30 years of combined experience in the insurance industry.
  • We provide 24/7 policy support and claims assistance.
  • Our advisors hold advanced designations like Commercial Lines Coverage Specialist.
  • We prioritize community involvement and local partnerships in Denton, TX.
What people say
Saved thousands of dollars Excellent customer service Knowledgeable and efficient team Quick policy adjustments Community-focused approach
Services
Auto Insurance
Ryan Everet Insurance offers comprehensive auto insurance solutions tailored to individual and commercial needs. Our policies include liability, collision, and comprehensive coverage options with discounts for safe driving and bundling. We work with multiple A-rated carriers to ensure competitive rates and personalized service for Texas drivers.
Home Insurance
Our home insurance policies protect against fire, theft, and natural disasters while offering replacement cost coverage and deductible options. We specialize in helping Denton residents understand policy details like coinsurance requirements and vacancy clauses. Additional endorsements for flood or liability coverage are available through our carrier network.
Business Insurance
We provide tailored commercial insurance packages including general liability, property, and cyber liability coverage. Our services cater to Texas businesses across industries, with expertise in risk assessment and policy customization for unique operational needs. We also offer workers' compensation and professional liability insurance solutions.
Rental Property Insurance
Specialized insurance for rental property owners covering dwelling fire risks, liability, and loss of income. We offer DP-1, DP-2, and DP-3 policy forms with customizable endorsements. Our team helps investors navigate coverage options for single-family homes, multi-unit properties, and commercial rentals across Texas.
Life Insurance
We offer term and permanent life insurance solutions to protect families and businesses. Our advisors help clients determine appropriate coverage amounts based on income replacement needs and financial goals. We provide policies from multiple carriers to ensure competitive rates and flexible terms for Texas residents.
People
Michael Whitaker
Insurance Advisor
A Denton community leader and Commercial Lines Coverage Specialist, Michael focuses on commercial insurance solutions. He actively volunteers with local nonprofits and applies his Leadership Denton training to client consultations.
Erin Martin
Account Manager
Erin specializes in policy renewals and client education. She combines technical expertise with personalized service to help clients optimize coverage while maintaining a strong focus on customer satisfaction.
David Call
Insurance Advisor/Owner
As founder, David leverages his industry expertise to educate clients about insurance options. He emphasizes the value of independent brokerage in finding optimal coverage solutions for both personal and business needs.
Linda Dodson
Agency Director
With 30+ years of experience, Linda provides expert guidance on complex policies. Her background with major carriers like Chubb and Travelers informs her approach to both personal and commercial insurance solutions.
Jeff Doyle
Insurance Advisor
Jeff brings diverse industry experience from real estate finance and restaurant management to his insurance advisory role. He focuses on translating complex coverage details into practical client benefits.
Questions
What types of insurance do you offer?
We provide auto, home, life, rental property, commercial auto, general liability, workers' compensation, and cyber liability insurance for individuals and businesses in Texas and Utah.
How can I save money on insurance?
We help clients save through multi-policy bundling discounts, usage-based driving programs, and by comparing rates across multiple A-rated carriers to find the most competitive options.
Do you offer 24/7 claims support?
While we maintain standard business hours, our team prioritizes prompt responses and provides after-hours contact options for urgent claims assistance needs.
Are you licensed in Texas?
Yes, we are a licensed independent insurance agency operating in Texas and Utah, with access to major carriers across both states.
How do you help first-time homeowners?
Our team provides personalized guidance to help first-time homeowners understand policy details, coverage options, and local risk factors specific to their property location.
Can you help with commercial insurance for small businesses?
Yes, we specialize in commercial insurance solutions for Texas businesses, including general liability, property coverage, and industry-specific risk management strategies.
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