Business Details
25 Years
experience
Your Trusted Partner for Financial and Insurance Solutions
Since 2001, CPR Financial & Insurance Services has dedicated itself to meeting the unique financial and insurance needs of individuals and businesses. Our team of experienced advisors prioritizes personalized solutions over one-size-fits-all approaches, ensuring tailored strategies for each client. With expertise in health, life, and retirement planning, we guide clients through complex decisions while maintaining compliance with evolving regulations. Our commitment to education empowers clients to make informed choices about their financial futures. Operating across multiple states, we combine local market knowledge with national industry insights to deliver comprehensive services. Our advisors hold advanced certifications and maintain fiduciary standards, acting solely in clients' best interests.Through strategic partnerships with top-rated carriers, we provide access to diverse insurance products and investment options. Our process emphasizes transparency, addressing hidden fees and ensuring appropriate diversification in retirement plans. With decades of combined experience, our team has successfully navigated economic challenges while maintaining a client-first philosophy. We focus on long-term relationships, understanding that financial planning requires ongoing adjustments to match life's changing circumstances. Our dedication to community involvement reflects our commitment to both professional excellence and personal responsibility.
Services
Financial Planning
Insurance Solutions
Retirement Planning
Investment Management
Health Insurance
Life Insurance
401(k) Plans
Medicare Solutions
Risk Assessment
Portfolio Management
Details
- Year established: 2001
Highlights and features
- We offer personalized financial solutions tailored to individual client needs
- Our team includes fiduciary advisors with decades of combined experience
- We provide comprehensive compliance assistance for employer-sponsored plans
- We maintain partnerships with top-rated insurance carriers nationwide
- Our process emphasizes transparency in addressing retirement plan fees
Services
Financial Planning
Our financial planning service creates customized strategies for individuals and businesses. We analyze current financial situations, identify long-term goals, and develop comprehensive roadmaps for wealth accumulation. Our advisors consider tax implications, risk tolerance, and retirement objectives while maintaining fiduciary standards throughout the planning process.
Insurance Solutions
We provide comprehensive insurance solutions through partnerships with top-rated carriers. Our offerings include health, life, and supplemental insurance products tailored to individual and business needs. We help clients navigate complex coverage options while ensuring appropriate protection against financial risks and unexpected events.
Retirement Planning
Our retirement planning specialists design employer-sponsored plans that meet regulatory requirements while maximizing employee benefits. We offer Multi-Employer Plan solutions, fee analysis, and investment monitoring services. Our fiduciary approach ensures compliance with ERISA regulations and addresses plan sponsor liabilities effectively.
Investment Management
We provide investment management services that focus on long-term growth and risk mitigation. Our team employs 3(38) fiduciary oversight to ensure appropriate diversification and cost-effectiveness. We offer access to various investment vehicles including mutual funds, ETFs, and alternative assets through established custodians.
Medicare Solutions
Our Medicare specialists help clients transition from employer plans to appropriate senior coverage. We offer Supplement plans, Advantage plans, and Part D drug coverage options. We provide comparative analysis of available products while maintaining compliance with federal regulations and carrier requirements.
People
Charles Rosen
President and CEO
Recognized expert in employee benefits with 20+ years in financial consulting. Serves on NABIP's National Legislative Council and previously co-hosted a local AM radio program. Holds leadership roles in business advocacy groups and maintains fiduciary standards in all client interactions.
Vincent Lombardo
Investment Advisor Representative
25+ years in financial services with Series 65 and insurance licenses. Specializes in retirement planning for small to mid-sized businesses. Expert in ERISA compliance and fiduciary responsibilities. Licensed in multiple states including Texas and California.
Manuel Menendez
Investment Advisor Representative
27-year industry veteran with expertise in financial planning and retirement strategies. Holds securities and insurance licenses. Focuses on client-first approach while managing the Florida branch office. Graduated from Florida International University with finance degree.
Amy Hall
Investment Advisor Representative
Licensed life insurance agent with 18+ years in accounting and tax preparation. Specializes in payroll services and employee benefits packages. Holds accounting degree from University of South Florida and maintains membership in Beta Alpha Psi honor society.
Paul Ramirez Sr.
Independent Agent
10-year insurance industry veteran with MBA in business management. Specializes in integrating insurance with financial planning. Serves California and Texas clients while maintaining fiduciary standards. Former competitive baseball coach with community leadership experience.
Questions
What financial services do you offer?
We provide comprehensive financial planning, retirement solutions, investment management, and insurance products including health, life, and Medicare coverage for individuals and businesses.
How do you work with clients?
We use personalized consultations to understand your specific needs, then develop customized solutions. Our fiduciary advisors maintain compliance with industry regulations while focusing on long-term financial goals.
Do you serve clients outside Texas?
Yes, we serve clients in multiple states including Florida and California through our licensed advisors, while maintaining primary offices in Prosper and Frisco, Texas.
What makes your retirement plans different?
Our Multi-Employer Plan solutions leverage economies of scale while maintaining fiduciary oversight. We provide fee analysis, investment monitoring, and compliance assistance tailored to small and mid-sized businesses.
Are your advisors licensed professionals?
Yes, our team includes licensed investment advisors with Series 65 credentials and insurance professionals holding state licenses across multiple jurisdictions.
