Serving Education, Protecting Assets
Our Journey Begins in 1862
Melcher & Prescott Insurance, established in 1862, is a full-service independent insurance agency and brokerage company headquartered in Laconia, NH. Armed with over 150 years of experience, we empower our clients to navigate a complex and ever-changing world with confidence.
Knowledge. Trust. Confidence.Our mission is to provide knowledge that inspires trust and confidence. We achieve this by:
- Conducting all actions with integrity, upholding the highest ethical standards.
- Displaying compassion and understanding towards our clients' unique needs.
- Delivering confidence, ensuring they feel secure and protected.
Our Expertise Across Domains
Melcher & Prescott offers a comprehensive range of insurance solutions across various areas:
Business Insurance
We safeguard your business from financial risks through customized plans tailored to industry-specific needs.
Employee Benefits
We help you build and administer robust employee benefit programs that attract and retain top talent.
Personal Insurance
From homes and autos to valuable possessions, we provide tailored coverage options to safeguard your personal assets.
Life & Health Insurance
Find peace of mind with plans that offer financial security and healthcare solutions for you and your loved ones.
A Legacy of Community Involvement
We are committed to supporting our community through volunteer work and charitable contributions. Our dedication to local causes showcases our deep-rooted connection to the area we proudly call home.
Our Team: Guiding You with Expertise and Compassion
Our team of experienced professionals possesses extensive knowledge and credentials, backed by a genuine desire to understand and support each client. We are committed to providing personalized attention and tailored solutions to meet your unique needs.
Exceptional Customer Service
The reviews for Melcher & Prescott Insurance Agency are overwhelmingly positive, with all authors giving a perfect 5-star rating. The common thread throughout the reviews is the exceptional customer service provided by the agency's team members. Many reviewers praise the agents' knowledge, responsiveness, and professionalism in helping them navigate their insurance needs.
Personalized Attention
Reviewers appreciate the personalized attention they receive from the agents, who take the time to understand their unique situations and provide tailored solutions. Lynnette, in particular, is singled out for her warm and welcoming demeanor, making clients feel at ease. Similarly, Kaitlyn is recognized for her ability to effectively communicate complex insurance options and ensuring a smooth transition from previous insurance providers.
Competitive Rates
Multiple reviewers praise the agency's competitive rates, with some mentioning significant savings on their insurance premiums. Authors are also pleased with the agency's willingness to work with them to find the best possible quotes for their insurance needs.
Claims Process
The reviews highlight the agency's efficient and hassle-free claims process, with clear communication throughout the process. This peace of mind is particularly important for clients who have experienced claims in the past.
Community Focus
Several reviewers comment on the agency's strong community focus, noting their commitment to supporting local businesses and organizations. This sense of community is evident in the agency's relationships with clients, who appreciate the personal touch and dedication to their needs.

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