Business Details
Your Trusted Insurance Partner in Lafayette, CO
MLJ Insurance operates as a full-service broker agency dedicated to individual and group health insurance solutions. Our bilingual team speaks English and Spanish, prioritizing personalized service through rigorous evaluation of insurance carriers based on financial stability, reputation, and plan designs. We maintain strong relationships with insurance providers to ensure clients receive optimal coverage options.Committed to HIPAA compliance, we safeguard client information while offering tailored insurance strategies for unique personal, family, and employer needs. Our expertise spans Medicare, ancillary benefits, compliance, and worksite insurance, supported by decades of industry experience and a client-first philosophy that emphasizes transparency and ongoing support.
Services
Health Insurance
Medicare
Employee Benefits
Ancillary Benefits
Compliance
Worksite Insurance
HSA
Medical Insurance
Life Insurance
Disability Insurance
Highlights and features
- We are a bilingual insurance agency offering services in English and Spanish.
- We evaluate insurance carriers based on financial stability, reputation, and plan designs.
- Our team maintains strong relationships with insurance providers for better client options.
- We prioritize HIPAA-compliant data protection and client confidentiality.
- Our advisors provide personalized insurance strategies for unique individual and business needs.
What people say
Well-informed friendly/professional contact
Cost-effective solutions
Significant experience and expertise
Outstanding customer service
Expedient service
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals and families, including preventive care, treatment for severe conditions, and prescription coverage. Our advisors evaluate client needs to recommend cost-effective plans from top carriers. Services include individual/family plans, group insurance, HSAs, and supplemental coverage options.
Medicare
Our Medicare specialists help clients navigate Part A, B, C, and D options, including Medigap policies. We explain enrollment timelines, coverage differences, and prescription formularies. Services include Medicare Advantage plan comparisons and guidance for clients with disabilities or chronic conditions.
Employee Benefits
We design customized employee benefits packages including group health, dental, and vision insurance. Our solutions help employers attract talent while managing costs. Services cover ACA compliance, disability insurance, and worksite enrollment assistance for businesses of all sizes.
Ancillary Benefits
We offer voluntary and employer-paid ancillary benefits like critical illness, accident, and disability insurance. These plans help employees manage out-of-pocket costs not covered by primary insurance. Services include carrier comparisons and tax-advantaged Section 125 plan integration.
Compliance
Our compliance services ensure businesses meet ERISA and ACA requirements. We provide documentation guidance and penalty prevention strategies. Services include DOL audit preparation and ongoing regulatory updates to maintain legal workplace insurance programs.
People
Mary Heidbrier
Partner
Mary Heidbrier founded MLJ Insurance with expertise in health insurance brokerage. She specializes in helping clients with pre-existing conditions and complex coverage needs. Her team focuses on personalized solutions and maintaining carrier relationships to secure optimal client benefits.
Lee Heidbrier
Medicare Specialist
Lee Heidbrier provides Medicare enrollment guidance and policy comparisons. With deep knowledge of Part A-D options, they help seniors and disabled individuals understand coverage choices. Their approach emphasizes clear communication and long-term client support.
Diana Corona
Customer Service Representative
Diana Corona supports clients with policy management and insurance inquiries. She ensures timely responses to client needs and coordinates between policyholders and carriers. Her role focuses on maintaining MLJ's high service standards through personalized assistance.
Questions
What types of insurance does MLJ Insurance Services offer?
We provide health insurance, Medicare, employee benefits, ancillary coverage, compliance support, and worksite insurance solutions for individuals and businesses.
How does MLJ help clients choose insurance plans?
Our advisors evaluate your specific needs, budget, and coverage goals to recommend personalized insurance solutions from trusted carriers.
Do you serve clients outside Lafayette, CO?
While based in Lafayette, we serve clients throughout Colorado including Boulder and surrounding areas.
Can you assist with Medicare enrollment?
Yes, our specialists guide clients through Medicare Part A-D enrollment and help compare Advantage and Supplement plans.
What makes MLJ Insurance different from other agencies?
We combine bilingual services, deep carrier relationships, and personalized support to deliver tailored insurance solutions focused on client needs.
