Business Details
Your Trusted Independent Insurance Agency in Fort Wright, KY
Bilz Insurance is an independent insurance agency with over 50 years of experience serving families and businesses in Northern Kentucky and surrounding states. Our approach centers on building relationships, offering personalized insurance solutions tailored to individual needs while leveraging technology to enhance efficiency and client service. We prioritize community engagement through sponsorships and volunteer programs, and our team's expertise is reflected in 95% of associates holding insurance licenses, with over half achieving advanced designations.Recognized for automation excellence by the National AMS Users Group, we combine industry-leading technology with a commitment to transparency, ensuring clients receive comprehensive coverage options from multiple carriers. Our dedication to client advocacy, continuous education, and ethical practices has established us as a trusted partner in risk management and protection for generations.
Services
Personal Insurance
Business Insurance
Life Insurance
Health Insurance
Specialty Insurance
Auto Insurance
Homeowners Insurance
Commercial Auto
Commercial Liability
Cyber Liability
Highlights and features
- We offer over 50 years of combined experience in local insurance needs.
- Our independent agency partners with multiple carriers for competitive options.
- We provide community-focused service through volunteer programs and sponsorships.
- Our team holds advanced insurance designations and licensing certifications.
- We operate with automation technology recognized for industry excellence.
Associations and certifications
- National AMS Users Group
Services
Personal Insurance
Bilz Insurance offers tailored personal insurance solutions including auto, home, renters, and boat policies. Our agents work with multiple carriers to find affordable coverage that protects your assets and lifestyle. We help individuals and families navigate life changes like marriage, parenthood, and retirement with customized insurance plans.
Business Insurance
We provide comprehensive business insurance packages covering liability, property, workers' compensation, and specialized risks. Our advisors analyze operations to recommend tailored coverage for small shops to large corporations. Services include commercial auto, cyber liability, and directors & officers insurance to safeguard enterprises across industries.
Life Insurance
Our life insurance specialists help clients secure policies matching evolving needs during major life events. We offer term and permanent coverage options through multiple providers to ensure financial protection for dependents. Services include policy reviews and recommendations aligned with clients' changing personal and professional circumstances.
Specialty Insurance
Bilz Insurance specializes in hard-to-place coverage including cyber liability, fiduciary liability, and volunteer emergency services insurance. Our experts handle unique cases for nonprofits, golf courses, pizza delivery businesses, and mobile equipment owners. We develop customized solutions for niche markets with evolving risk profiles.
Health Insurance
We assist individuals, families, and employers in navigating health insurance options. Our services include marketplace plan comparisons, group policy design for businesses, and Medicare solutions. Agents explain coverage nuances to help clients select affordable plans meeting their medical care needs and budget requirements.
People
Richard T. Berger
President
With decades of industry experience, Richard leads Bilz Insurance's strategic operations and client relations. His leadership focuses on maintaining our community-centric values while advancing technological capabilities to enhance service delivery processes.
Jimmie Berger
Executive Vice President
Jimmie oversees key business development initiatives and agency operations. He ensures our team maintains high service standards while expanding our market reach across multiple states through strategic partnerships.
Bill Lutz
Vice President
Bill manages critical client accounts and insurance solutions for commercial clients. His expertise in risk assessment helps businesses navigate complex coverage requirements while maintaining cost-effective protection strategies.
Jason Collins
Producer
Jason provides personalized insurance solutions for both personal and commercial clients. His focus on client education ensures policyholders understand their coverage options and make informed protection decisions.
Karen Toll
Personal Lines Manager
Karen leads our personal insurance division with extensive knowledge of property and casualty coverage. She specializes in helping families protect their assets through comprehensive, budget-friendly insurance packages.
Questions
What insurance products does Bilz Insurance offer?
We provide personal insurance (auto, home, renters, life), business insurance (commercial auto, liability, workers' comp), health insurance, and specialty coverage for nonprofits, cyber liability, and niche markets.
How can I get a competitive insurance quote?
Request a quote online, call us directly, or visit our Fort Wright office. Our agents will compare options across multiple carriers to find coverage matching your needs and budget.
Do you offer insurance for hard-to-place risks?
Yes, our specialty insurance division handles unique cases including cyber liability, volunteer emergency services coverage, and industry-specific policies for nonprofits, golf courses, and mobile equipment operators.
Are you licensed in states beyond Kentucky?
We're licensed to serve clients in Kentucky, Ohio, Indiana, Tennessee, and several additional states to accommodate both personal and business insurance needs.
How does Bilz Insurance support the local community?
We sponsor local nonprofit events, maintain a volunteer program for employees, and have board members actively engaged with community organizations across Northern Kentucky.
What technology advantages does Bilz Insurance offer?
We utilize advanced automation systems recognized by the National AMS Users Group, enabling efficient policy management and real-time client access to insurance documents and updates.
