LB Bonds & Insurance

At LB Bonds & Insurance, we understand that securing the right surety bonds and insurance coverage is crucial for the success of any business. We are more than just an insurance broker; we strive to be your trusted partner, providing expert guidance and personalized solutions to meet your unique needs.

Our team of five licensed agents is dedicated to offering exceptional customer care. We go beyond simply providing quotes; we take the time to understand your business operations, potential risks, and financial goals. This allows us to tailor a comprehensive insurance and surety bond package that protects your assets, mitigates liabilities, and safeguards your financial well-being.

Our Commitment to Service

LB Bonds & Insurance is founded on the principles of transparency, integrity, and client satisfaction. We believe in building long-term relationships with our clients based on trust and mutual understanding. We are committed to:

• Personalized Service: We take the time to listen to your needs and concerns, providing tailored advice and solutions that are specific to your business.
• Expertise and Knowledge: Our team possesses extensive experience in the insurance and surety bond industry. We stay abreast of the latest market trends and regulatory changes to ensure you have access to the most relevant and comprehensive coverage.
• Competitive Pricing: We leverage our strong relationships with multiple insurance carriers to secure competitive rates and premiums for our clients.

• Claim Support: In the event of a claim, our experienced agents will guide you through the process, advocate on your behalf, and ensure a smooth and efficient resolution.

Understanding Surety Bonds

Surety bonds are essential for many businesses, particularly those involved in construction, government contracting, and commercial services. They provide financial protection for your clients or customers by guaranteeing that you will fulfill your contractual obligations. Surety bonds are often required for:

• Public Construction Contracts: Federally-funded projects exceeding $150,000 and many state projects mandate surety bonds.
• Private Construction Contracts: A growing number of private construction projects also require surety bonds.
• Commercial Contracts: Manufacturing, service, and supply agreements often necessitate surety bonds to ensure contract performance.

Protecting Your Business with Insurance

LB Bonds & Insurance offers a wide range of insurance policies designed to safeguard your business operations and assets. Our expertise allows us to identify your unique risks and recommend the appropriate coverage options. Our insurance services include:

• General Liability Insurance: Protects your business from claims of bodily injury or property damage arising from your operations.
• Business Property Insurance: Provides coverage for damage to your business property, including buildings, equipment, and inventory.
• Workers' Compensation Insurance: Covers medical expenses and lost wages for employees injured on the job.
• Commercial Auto Insurance: Protects your business vehicles from accidents, theft, and other hazards.
• Professional Liability Insurance: (Errors & Omissions) Covers claims of negligence or professional misconduct.

*And many more

Why Choose LB Bonds & Insurance?

We understand the complexities of the insurance and surety bond marketplace. Our team's experience, dedication, and personalized approach enable us to provide you with the peace of mind that comes from knowing your business is well-protected.