Business Details
20 Years
experience
Your Trusted Insurance Partner in Lancaster
Since 2006, Forbes Insurance Agency has proudly represented Erie Insurance, one of Pennsylvania's leading insurers. As a family-run office of insurance advisors, we specialize in explaining personal and commercial insurance in clear, understandable terms, enabling clients to purchase customized coverage tailored to their unique needs. Our independent agent status allows us to select the best carriers for our clients' insurance needs, ensuring competitive pricing and comprehensive protection. With decades of combined experience in the insurance industry, our team prioritizes client advocacy, offering personalized service and expert guidance through complex insurance decisions.We demonstrate expertise through our deep understanding of risk assessment, policy nuances, and claims management, positioning ourselves as trusted authorities in the Lancaster insurance market. Our commitment to transparency, ethical practices, and client satisfaction has earned us a reputation as a reliable partner for individuals and businesses seeking dependable insurance solutions.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Motorcycle Insurance
Renters Insurance
Commercial Auto
Workers' Compensation
Personal Umbrella
Product Liability
Details
- Year established: 2006
Highlights and features
- We offer 17+ years of local insurance expertise since 2006
- Our team provides personalized policy explanations in plain language
- We maintain strong relationships with multiple insurance carriers
- We guarantee prompt claims assistance and dedicated client advocacy
- Our independent agent status ensures unbiased coverage recommendations
What people say
Awesome service
Prompt, friendly service
Amazingly fast response
Saved me a ton of money
Genuinely care
Services
Auto Insurance
Our auto insurance policies protect drivers against financial loss from accidents, theft, or natural disasters. We help clients understand deductible options, uninsured motorist coverage, and rental vehicle access. Our local team ensures competitive pricing while maintaining adequate protection levels for both personal and commercial fleets.
Homeowners Insurance
We provide comprehensive homeowners insurance covering property damage, personal liability, and additional living expenses. Our experts explain policy details about personal possessions replacement, vandalism protection, and deductible structures. We help clients understand coverage for primary residences and secondary structures like sheds or docks.
Business Insurance
Our business insurance solutions protect companies against liability claims, property damage, and operational disruptions. We offer tailored packages including general liability, cyber liability, and workers' compensation. Our local expertise helps businesses navigate complex coverage needs for both small enterprises and larger operations.
Life Insurance
We offer term and permanent life insurance solutions to protect families financially. Our advisors explain policy differences, death benefit options, and premium structures. We help clients choose between term life for temporary needs and whole life policies with cash value accumulation for long-term security.
Motorcycle Insurance
Our motorcycle insurance covers collision damage, medical expenses, and uninsured motorist claims. We specialize in policies for standard, customized, and vintage motorcycles. Our team helps riders understand coverage options for property damage, bodily injury, and specialized equipment protection.
People
William Forbes
Owner
William Forbes leads the agency with extensive insurance experience, focusing on client advocacy and personalized service. He ensures the agency maintains its commitment to transparent insurance solutions.
Nicole Vattimo
Owner
Nicole Vattimo co-owns the agency, bringing expertise in policy analysis and client relations. She specializes in helping clients understand complex insurance products and find optimal coverage solutions.
Patty Swanger
Agent
Patty Swanger provides exceptional customer service, assisting clients with policy changes and answering insurance questions. Her approachable style makes clients feel valued and well-informed.
Questions
How do you help clients choose the right insurance coverage?
We explain insurance options in plain language, assess individual needs, and compare policies from multiple carriers to find optimal coverage and pricing.
What types of insurance do you offer?
We provide personal insurance (auto, home, life, motorcycle) and business insurance solutions including liability, property, and workers' compensation coverage.
Why use an independent insurance agent?
As independent agents, we're not tied to any single insurer, allowing us to objectively recommend policies that best meet your specific protection needs and budget.
How do you handle insurance claims?
We advocate for clients during the claims process, working directly with insurers to ensure fair, prompt payment and resolution of claims.
Do you offer specialized insurance for unique situations?
Yes, we handle specialized needs like vintage motorcycle coverage, custom home insurance, and tailored business insurance packages for unique operations.
