Business Details
50+ Years
experience
Trusted Insurance Services in Lincoln, NE
Founded in 1960, McCashland Kirby Insurance Agency has built a legacy of trust and personalized service in Lincoln, Nebraska. As a Trusted Choice Agency, we prioritize client relationships and partner with over 30 insurance carriers to deliver tailored solutions for businesses and individuals. Our independent agent model ensures unbiased recommendations, with a commitment to reviewing every renewal policy to secure optimal coverage at competitive rates. With decades of combined experience, our team of professionals brings specialized expertise in commercial and personal insurance, including niche markets like manufacturing, construction, and hospitality.We distinguish ourselves through proactive client advocacy, handling claims efficiently while anticipating evolving risks. Our local knowledge and dedication to community values have sustained multi-generational client relationships, supported by a ten-member team focused on long-term client success.
Services
Business Owners Policy
Commercial Buildings Insurance
Contractors Coverage
Garage Insurance
Manufacturer Insurance
Non-Profit Insurance
Office Insurance
Professional Services Insurance
Transportation Bonds
Details
- Year established: 1960
Highlights and features
- We represent over 30 insurance carriers to ensure unbiased, competitive coverage options
- Our team conducts comprehensive policy reviews at every renewal to optimize client savings
- Specialized expertise in commercial insurance for construction, manufacturing, and hospitality sectors
- Multi-generational local knowledge combined with modern risk management strategies
- Dedicated claims advocacy ensures prompt resolution and client representation
Associations and certifications
- Trusted Choice Agency
What people say
Prompt and diligent
Taking our problems and solving them
Anticipate our necessities
Best interests
Major hail storm handled
Services
Business Owners Policy
Our Business Owners Policies combine property, liability, and specialized coverage into customizable packages. We tailor solutions for diverse industries including restaurants, medical offices, and retail stores. With comprehensive protection and regular policy reviews, we ensure businesses maintain optimal coverage as their needs evolve.
Commercial Buildings Insurance
We provide specialized insurance for commercial properties including apartment complexes, office buildings, and storage facilities. Our policies address unique risks like tenant liability, structural damage, and business interruption. Experienced agents help property owners secure competitive rates while maintaining comprehensive protection against common exposures.
Contractors Insurance
Our contractors insurance programs protect construction professionals across multiple specialties. From general contractors to electricians and landscapers, we offer liability protection, equipment coverage, and workers' compensation solutions. Policies are customized to address industry-specific risks while ensuring compliance with Nebraska's regulatory requirements.
Garage Insurance
Designed for automotive businesses including repair shops, car washes, and dealerships, our garage insurance policies cover vehicle-related risks. Coverage includes property damage, liability protection, and business interruption insurance. We work with garage owners to create cost-effective solutions that protect both physical assets and operational continuity.
Manufacturer Insurance
We provide comprehensive insurance for manufacturing operations including food processing, metalworking, and woodworking facilities. Our policies address equipment breakdowns, product liability, and supply chain disruptions. With expertise in Nebraska's industrial sector, we help manufacturers protect their assets while maintaining compliance with industry-specific safety regulations.
People
Dave Kirby
Partner
Former USAF fighter pilot with 15 years of aviation experience, Dave transitioned to insurance in 1994. He brings strategic risk assessment skills and client-focused service to commercial insurance clients across Nebraska.
Mike McCashland
Partner
With prior experience owning Runza Restaurant franchises, Mike offers practical business insights to commercial clients. He specializes in translating operational risks into comprehensive insurance solutions for Nebraska businesses.
Scott Belden
Commercial Lines Account Manager
A Chartered Property & Casualty Underwriter with CPCU and CIC designations, Scott brings 40+ years of insurance expertise. He focuses on complex commercial risk management for Lincoln's business community.
Elissa Biggerstaff
Office Manager
With over 25 years at the agency, Elissa manages daily operations while maintaining a commercial client portfolio. Her extensive experience ensures smooth policy administration and client support.
Gary Schneider
Account Executive
A University of Nebraska finance graduate with 35+ years in insurance, Gary specializes in central and western Nebraska markets. He combines financial expertise with practical risk management solutions for business clients.
Questions
What types of business insurance do you offer?
We provide Business Owners Policies, commercial property insurance, contractors coverage, garage insurance, manufacturer policies, and specialized liability protection for industries including hospitality, healthcare, and transportation.
How do you help businesses save on insurance costs?
We review every policy at renewal to identify potential carrier changes that offer better coverage or pricing. Our independent agent status allows comparison across 30+ carriers to find optimal solutions.
Do you handle insurance claims assistance?
Yes, our team actively manages claims processes for clients. Recent examples include hail damage claims where we coordinated complete property recovery with minimal client involvement.
What areas do you serve?
Primarily Lincoln, Nebraska, with expanded service to central and western Nebraska communities. Our commercial clients include businesses from Omaha to Scottsbluff.
How are you different from online insurance providers?
We offer personalized policy reviews, local market expertise, and hands-on claims support. Our agents maintain multi-generational relationships with both clients and insurance carriers for better service outcomes.
