Business Details
17 Years
experience
Your Trusted Insurance Partner in Lincoln, NE
Cornhusker Insurance is an independent insurance agency dedicated to delivering personalized insurance solutions to residents and businesses in Lincoln, NE, and surrounding areas. Established in 2009, our team of experienced professionals prioritizes client needs by offering tailored coverage options across personal, commercial, life, health, and Medicare insurance. We pride ourselves on treating clients like family, providing clear guidance, and leveraging our industry expertise to secure competitive rates.Our commitment to excellence ensures clients receive comprehensive protection that aligns with their unique needs, backed by responsive customer service and a deep understanding of local risks. With a focus on transparency and trust, we aim to simplify the insurance process while delivering peace of mind through customized policies and efficient claims support.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Health Insurance
Medicare Insurance
Flood Insurance
Farm & Ranch Insurance
Umbrella Insurance
Details
- Year established: 2009
Highlights and features
- We offer personalized insurance solutions tailored to your unique needs.
- Our team has extensive local expertise in Lincoln's insurance landscape.
- We prioritize competitive rates without compromising coverage quality.
- We provide responsive, family-oriented customer service and claims support.
- We leverage industry knowledge to simplify complex insurance decisions.
What people say
Excellent customer service
Quick to respond
Top-notch service
Cost-saving expertise
Personalized attention
Services
Auto Insurance
Cornhusker Insurance offers comprehensive auto coverage protecting against collisions, weather damage, and liability claims. Our policies include options for accident repair, uninsured motorist protection, and medical payments. We tailor plans to drivers' needs, from new car owners to those with high-risk records, ensuring compliance with Nebraska's legal requirements while prioritizing affordability.
Home Insurance
Our homeowners insurance safeguards against fire, wind, hail, and liability risks common in Lincoln. Coverage includes structural repairs, personal property replacement, and additional living expenses if displaced. We provide localized expertise for Nebraska's weather patterns and building regulations, with customizable policies for new homeowners, long-term residents, and those requiring flood or earthquake endorsements.
Business Insurance
Cornhusker offers tailored business insurance including BOP policies, liability coverage, and cyber protection. We serve industries like restaurants, contractors, and tech firms with solutions for property damage, employee injuries, and data breaches. Our local expertise helps Lincoln businesses navigate state-mandated workers' compensation and commercial auto requirements while offering risk management resources.
Life Insurance
We provide term, whole, and universal life insurance to secure families' financial futures. Policies cover income replacement, debt protection, and final expenses. Our agents help clients calculate appropriate coverage based on mortgages, dependents, and retirement goals, offering competitive rates for both short-term and permanent protection plans.
Health Insurance
Cornhusker offers individual, family, and group health plans covering doctor visits, hospitalization, prescriptions, and preventive care. We assist clients in selecting HMO or PPO networks, ensuring access to Nebraska providers while complying with ACA regulations. Our guidance includes pre-existing condition coverage and Medicare options for seniors.
People
Terry Smith
Insurance Agent
Terry Smith specializes in personal and commercial insurance, known for securing competitive rates and providing responsive service. With deep local knowledge, she assists clients in Lincoln with policy customization and claims resolution.
Ginger Woodring
Insurance Agent
Ginger Woodring offers expertise in personal insurance solutions, focusing on auto and home coverage. She prioritizes client education and tailored policy options for Lincoln residents.
Colten Zamrzla
Director of Commercial Insurance
Colten Zamrzla leads commercial insurance services, specializing in business risk management. He develops customized solutions for Lincoln's contractors, retailers, and technology firms, emphasizing liability and cyber protection.
Angie Caneva
Insurance Agent
Angie Caneva provides personalized insurance guidance, focusing on life and health coverage. She helps clients navigate policy options to align with family and financial goals.
Kyle Luebbe
Insurance Agent
Kyle Luebbe specializes in Medicare and senior insurance solutions. He assists Nebraska residents in selecting coverage that balances affordability with comprehensive healthcare protection.
Questions
What types of insurance does Cornhusker Insurance offer?
We provide auto, home, life, health, Medicare, business, flood, farm/ranch, and umbrella insurance policies tailored to individual and commercial needs.
How can I get a free insurance quote?
Request a free quote online through our website or call us at 402-436-2423 to speak with a licensed agent about your coverage options.
Is homeowners insurance required in Lincoln, NE?
While not legally mandatory, homeowners insurance is strongly recommended to protect against property damage and liability claims from weather events common in Nebraska.
What business insurance is mandatory in Nebraska?
Nebraska requires workers' compensation insurance for businesses with employees and commercial auto insurance for company-owned vehicles. We help ensure compliance with state regulations.
Can I customize my insurance policy?
Yes, our agents create personalized coverage plans for auto, home, and business policies, adjusting deductibles, limits, and endorsements to match your specific needs.
How do I file an insurance claim?
Report claims by calling our office at 402-436-2423 during business hours or using our online reporting tools. Our team guides you through the documentation process.
