Business Details
Your Trusted Insurance Partner in Avila Beach, CA
RL Insurance Associates has been dedicated to providing comprehensive insurance solutions for businesses and individuals across the Central Coast for over three decades. Founded on principles of integrity and client-focused service, our team specializes in tailoring insurance plans that address both personal and commercial needs while prioritizing cost efficiency. With expertise in health, life, property, and liability insurance, we leverage decades of industry experience to deliver customized risk management strategies.Our commitment to continuous education in evolving insurance regulations ensures clients receive up-to-date, compliant solutions. By maintaining transparent communication and fostering long-term partnerships, we empower clients to focus on their core operations with confidence. Our proven track record of client retention and positive referrals underscores our dedication to exceeding expectations in every aspect of service delivery.
Services
Business Insurance
Health Insurance
Workers Compensation
Commercial Auto
Employee Benefits
Life Insurance
General Liability
Professional Liability
Disability Insurance
Highlights and features
- We offer 30+ years of specialized insurance expertise
- Our team provides personalized policy recommendations
- We maintain direct communication channels with carriers
- We implement risk management strategies to reduce costs
- We offer comprehensive coverage across multiple insurance lines
What people say
Flawlessly serviced account
Responsive to business needs
Best employee benefit rates
Excellent group health insurance
Invaluable attention to detail
Services
Business Insurance
Our business insurance solutions protect companies against operational risks through customized policies. We offer general liability, professional liability, and commercial property coverage tailored to specific industries including contractors, restaurants, and medical professionals. With access to multiple carriers, we ensure comprehensive protection that meets regulatory requirements while optimizing premium costs.
Workers Compensation
We provide compliant workers' compensation insurance programs that protect businesses from financial losses due to workplace injuries. Our solutions cover medical expenses, lost wages, and legal costs while helping employers maintain state compliance. Through risk management tools, we help reduce workplace hazards and control long-term insurance costs for California businesses.
Health Insurance
Our health insurance services cater to both individuals and businesses seeking comprehensive medical protection. We offer individual and group health plans with options for dental, vision, and disability coverage. Our agents guide clients through plan selection, ensuring they receive appropriate benefits while maintaining cost-effectiveness through competitive market comparisons.
Commercial Auto
We specialize in commercial auto insurance for businesses ranging from single-vehicle contractors to large fleets. Our coverage protects against property damage, liability claims, and operational disruptions caused by road accidents. By partnering with multiple carriers, we deliver tailored solutions that balance comprehensive protection with affordable premium rates for businesses of all sizes.
Employee Benefits
Our employee benefits programs help businesses attract and retain talent through competitive insurance packages. We offer group health, life, and disability insurance solutions with flexible options for companies of all sizes. Our specialists assist with plan design, carrier selection, and annual renewals to ensure ongoing compliance and cost efficiency.
People
Roland Levine
Senior Principal
Founder with over 30 years of experience in employee benefits and life insurance planning for small businesses and municipalities. Specializes in optimizing insurance costs while maintaining comprehensive coverage for clients.
Sharon Scheller
Employee Benefits Specialist
Insurance professional with 15+ years of experience managing group benefits programs. Provides expert guidance on health insurance solutions and coordinates policy implementation for business clients.
Deborah Lujan
Associate Agent
Ten-year veteran specializing in liability, workers' compensation, and commercial auto insurance. Serves as primary contact for policy renewals and maintains direct communication channels with insurance carriers.
Questions
What types of business insurance do you offer?
We provide general liability, workers' compensation, commercial auto, professional liability, and property insurance for businesses in construction, healthcare, hospitality, and other industries.
How do you help clients obtain insurance quotes?
Clients complete online forms specifying their coverage needs, after which we provide multiple carrier quotes within two business days through our extensive insurance network.
Do you serve clients outside the Central Coast?
While our physical office serves the Central Coast, we provide insurance solutions to businesses and individuals throughout California through our digital platforms.
What experience does your team have?
Our team collectively holds over 75 years of insurance experience, including specialized expertise in municipal risk management, commercial underwriting, and employee benefits administration.
What happens during the policy renewal process?
We proactively prepare renewal packages three months in advance, analyze market changes, and recommend optimized coverage options to ensure continued protection at competitive rates.
