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Your partner in tailored insurance solutions

U.S. Insurance Company of America is a reputable provider of various insurance products and services, specializing in Liquor Liability (Dram Shop) for a wide range of businesses and events. Established as a mono-line liquor liability insurance company in IL, we have expanded our offerings to cater to the diverse needs of our clients.

Our headquarters is located at 3131 Greenhead Dr. Springfield, IL 62711, with contact information as follows: Phone: (217) 391-5252, Fax: (217) 391-8742, and Email: information@usicoa.com. Our knowledgeable and experienced team is dedicated to providing you with exceptional service, ensuring that your specific requirements are met with precision and care.

Our Services

At U.S. Insurance Company of America, we insure Retail and Wholesale Stores, Offices, Warehouses, and Habitational Properties. We offer a wide selection of endorsements, allowing us to tailor your policy to your unique needs. Our comprehensive range of services includes:

  • Hospitality Programs: We specialize in Liquor Liability (Dram Shop) for Bars, Restaurants, Clubs, Package Liquor Stores, Caterers, and Special Events. We provide property and liability coverages for all of our Hospitality Programs.
  • All Types of Bonds: Our extensive list of bonds encompasses Contractor, Payment, and Performance Bonds, Notary Bonds, and License and Permit Bonds, which are available across the State of Illinois.
  • Business Owners Policy (BOP): Our BOP covers Habitational Accounts, Warehouses, Retail and Wholesale Stores, and Small Service Companies. While we are renowned for our Liquor Liability/Dram Shop coverages, our BOP is designed to accommodate the varying needs of businesses.
  • Claims Reporting: We prioritize prompt and efficient claims handling. To report a claim or an incident that may result in a claim, kindly contact us immediately at Phone (217) 241-5284, Email claims@usicoa.com, or Fax (217) 391-8742. BOP or Liquor: Please download and submit the Claim Notification Form via email or fax. For Oklahoma Auto Claims, please call the toll-free number Oklahoma Auto Phone (855) 444-4341.

U.S. Insurance Company of America commenced operations as a single-line Liquor Liability (Dram Insurance) company in IL, expanding our product offerings to cater to the requirements of liquor-serving establishments swiftly. Our package policy for the hospitality industry incorporates Property, Liability, Loss of Business Income, tailored endorsements, and, most notably, Liquor Liability/Dram Shop Insurance, which is not subject to an aggregate limit. We have developed a Special Event policy exclusively for Liquor Liability/Dram Shop coverage, liquor liability/dram shop and general liability coverage, or only general liability coverage.

While we readily accommodate Habitational Accounts, Warehouses, Retail and Wholesale Stores, and Small Service Companies on our Business Owners Policy (BOP), our expertise lies in Liquor Liability/Dram Shop coverages. We are the trusted source for Liquor Liability/Dram Shop coverage.

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