Business Details
23 Years
experience
Your Trusted Healthcare Business Insurance Partner in California
Proaction Insurance Services has served the healthcare business community since 2003, specializing in tailored insurance solutions for home health, hospice, skilled nursing, and other healthcare organizations. With over 20 years of industry experience, we deliver comprehensive coverage including workers' compensation, professional liability, cyber liability, and directors & officers insurance. Our team prioritizes risk management strategies that save clients time and money, having consistently helped organizations achieve up to 40% savings on premiums.We maintain partnerships with A+ rated carriers to ensure quality coverage and pricing while providing dedicated support through fast response times and expert guidance. Our niche focus on healthcare insurance enables us to address the unique challenges faced by medical businesses, allowing clients to concentrate on delivering patient care without compromising financial stability.
Services
Workers' Compensation
Professional Liability
General Liability
Cyber Liability
Directors & Officers
Employment Practices
Surety Bonds
Details
- Year established: 2003
Highlights and features
- We offer over 20 years of experience in healthcare insurance.
- We help clients achieve up to 40% savings on premiums.
- We specialize in tailored insurance programs for healthcare businesses.
- We provide dedicated support with fast response times.
- We partner with A+ rated carriers for reliable coverage.
What people say
Best coverage
Affordable quote
Very professional
Highly recommended
Saved time and money
Services
Workers' Compensation
Our workers' compensation insurance protects healthcare businesses against costs related to workplace injuries and illnesses. This coverage includes medical expenses, lost wages, and rehabilitation services while providing legal protection through a no-fault system. We help clients navigate audits and disputes to minimize financial impact.
Professional Liability
Professional liability insurance safeguards healthcare providers against claims of negligence, errors, or omissions in patient care. Our policies cover legal defense costs, settlements, and judgments while addressing risks specific to medical professionals and facilities.
Cyber Liability
Cyber liability insurance defends against financial losses from data breaches and cyber attacks targeting healthcare organizations. Coverage includes breach response, regulatory fines, business interruption compensation, and third-party liability protection tailored to HIPAA compliance requirements.
Directors & Officers
Directors & officers liability insurance protects healthcare executives from personal financial loss due to lawsuits alleging mismanagement or fiduciary breaches. Our policies cover legal defense costs, settlements, and entity-level claims while supporting regulatory compliance.
Employment Practices
Employment practices liability insurance covers claims arising from workplace disputes including wrongful termination, discrimination, and harassment allegations. We provide protection for legal defense costs and settlements while helping healthcare businesses maintain compliant HR practices.
People
Ronald Santos
President/CEO
Ronald leads Proaction Insurance Services with strategic vision, overseeing operations and carrier partnerships to ensure optimal coverage solutions for healthcare clients across California.
Mimi Zatarain
Operations Manager
Mimi manages day-to-day operations, providing expert guidance on workers' compensation audits and maintaining personalized client relationships through responsive, detail-oriented service.
Jackie Stokes
VP for Sales and Marketing
Jackie drives business development initiatives, creating targeted marketing strategies that connect healthcare providers with specialized insurance programs tailored to their operational needs.
Starlene Ramirez
Senior Account Manager
Starlene delivers comprehensive account management, focusing on policy optimization and client education to help healthcare businesses maximize insurance value and risk protection.
Grace Lubong
Account Manager
Grace provides dedicated account support, ensuring smooth policy administration and timely resolution of client inquiries within California's healthcare insurance market.
Questions
What types of insurance does ProAction specialize in for healthcare businesses?
We specialize in workers' compensation, professional liability, cyber liability, directors & officers, employment practices liability, and surety bonds tailored specifically for healthcare providers.
How can ProAction help healthcare businesses save money on insurance?
Our industry expertise has helped clients achieve up to 40% savings through optimized risk management strategies, audit dispute resolution, and partnerships with A+ rated carriers.
What coverage does workers' compensation insurance provide?
Our workers' comp coverage includes medical expenses, lost wages, disability benefits, and legal protection for workplace injuries while ensuring California regulatory compliance.
How does ProAction handle insurance claims?
We offer claims monitoring, intervention in disputes, and dedicated support throughout the process, with specialized assistance for complex claims requiring legal action.
Do you offer cyber liability protection for medical practices?
Yes, our cyber liability insurance covers data breaches, regulatory fines, business interruption losses, and third-party claims specific to healthcare providers' HIPAA compliance needs.
