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Your Trusted Insurance Partner in San Bernardino
Veronicas Auto Insurance Services has been a trusted name in the insurance industry for over 25 years, dedicated to providing comprehensive coverage solutions tailored to individual and business needs. Our mission centers on bridging language barriers through bilingual English/Spanish support, ensuring clients fully understand their policies while securing optimal protection. With a network of 40+ locations across California, Colorado, Texas, and Florida, we combine local expertise with nationwide resources to serve diverse communities. Our team of 200+ professionals prioritizes personalized service, leveraging deep market knowledge to match clients with policies that align with their unique circumstances. Founded by Veronica Gallardo at age 22, our growth reflects a commitment to innovation, customer care, and empowering clients through financial security solutions.

We specialize in auto, motorcycle, boat, life, health, commercial, and homeowners insurance, backed by 24/7 virtual assistance and flexible payment options. Our bilingual approach ensures accessibility for all clients, while our franchise expansion demonstrates sustained industry leadership. Every policy we offer incorporates transparency, competitive pricing, and comprehensive protection against modern risks. Our corporate values emphasize dependability, quality accommodations, and continuous improvement in meeting evolving client needs. Today, Veronicas remains a beacon of reliability in insurance, driven by the belief that everyone deserves accessible, high-quality coverage.
Services
Auto Insurance Motorcycle Insurance Boat Insurance Life Insurance Health Insurance Commercial Insurance Homeowners Insurance Renter Insurance Pet Insurance Roadside Assistance
Details
  • Year established: 1998
Highlights and features
  • We offer bilingual English/Spanish insurance services for better policy understanding
  • We have 25+ years of insurance industry experience and 40+ service locations
  • Our team of 200+ professionals provides personalized insurance solutions
  • We offer 24/7 virtual assistance through video chat and online support
  • We specialize in comprehensive coverage for auto, motorcycle, boat, and more
Services
Auto Insurance
Our auto insurance provides comprehensive protection for vehicles and drivers. Coverage includes civil liability, bodily injury, property damage, collision, and comprehensive policies. Additional benefits like towing, roadside assistance, and car rental coverage are available. Policies accommodate drivers with various records, including those with tickets or DUIs.
Life Insurance
We offer temporary and whole life insurance solutions that provide financial security for families. Policies include benefits for chronic illnesses, mortgage protection, education funding, and tax-free payouts. Whole life policies allow cash accumulation for emergencies or personal projects while covering beneficiaries regardless of immigration status.
Health Insurance
Our health insurance plans include bronze, silver, gold, and platinum coverage levels with varying deductibles and out-of-pocket costs. We explain key terms like coinsurance, copays, and max out-of-pocket expenses while helping clients meet legal requirements and avoid tax penalties through ACA-compliant plans.
Boat Insurance
Boat insurance covers damage from collisions, sinking, fire, storms, and theft. Policies include comprehensive coverage for non-collision incidents and collision coverage for impacts with objects. Additional protection for accessories and safety equipment ensures complete watercraft security.
Motorcycle Insurance
Motorcycle insurance protects against damage to vehicles and riders. Coverage includes comprehensive protection for theft and accidents, collision coverage for impacts, and additional benefits for accessories, roadside assistance, and safety gear.
People
Veronica Gallardo
Founder
Veronica Gallardo founded the company at 22 after immigrating to the US at 17. She built a single San Bernardino location into a multi-state insurance network with 40+ offices. Her leadership emphasizes bilingual accessibility and community empowerment through financial security solutions.
Questions
How can I get a free insurance quote?
Visit our website or contact any of our 40+ locations to speak with an agent who will help you compare coverage options at no cost.
What insurance types do you offer?
We provide auto, motorcycle, boat, life, health, commercial, homeowners, renter, and pet insurance with bilingual support.
Can I get coverage with a poor driving record?
Yes, we specialize in providing auto insurance for drivers with tickets, accidents, or DUIs through tailored coverage options.
Do you offer 24/7 customer support?
Our virtual agent provides 24/7 assistance through video chat and online messaging for policyholders across all service areas.
Are your services available in Spanish?
Yes, we provide full bilingual English/Spanish support for policy explanations, claims processing, and customer service.
What areas do you serve?
We operate in California, Colorado, Texas, and Florida with 40+ physical locations and virtual support nationwide.
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