Smith Bros Insurance

Our Story

Smith Bros-McAndrews Ins Agency is a cornerstone of the Northern Berkshire community, proudly serving individuals, families, and businesses since 1896. Founded by two local brothers, Peter and Fred Smith, our agency has grown over the decades while remaining dedicated to providing personalized insurance solutions tailored to the unique needs of our clients. What started as a small enterprise has become a trusted name in the area, known for its commitment to exceptional customer service and comprehensive insurance offerings.

A Trusted Choice in Independent Insurance

As a Trusted Choice independent insurance agent, we have the advantage of partnering with a wide array of well-respected insurance companies. This allows us to carefully assess your needs and present you with a diverse selection of options, ensuring you find the ideal policy that balances comprehensive coverage with affordability. Our expertise lies in comparing different coverage options and rates from various carriers, empowering you to make an informed decision that provides the peace of mind you deserve.

Personalized Service and Local Expertise

Working with a local insurance agency brings an added layer of value. Beyond offering competitive rates and comprehensive coverage, we understand the unique landscape of Northern Berkshire County. We are actively involved in our community and are familiar with the specific risks and challenges faced by individuals and businesses in the area. This local insight allows us to provide tailored advice and create customized insurance solutions that truly meet your needs.

Building lasting Relationships

At Smith Bros-McAndrews Ins Agency, we believe in fostering lasting relationships with our clients. We take the time to get to know you, understand your circumstances, and address your concerns. This personalized approach extends beyond the initial policy purchase. We are here for you throughout the entire insurance lifecycle, offering support and guidance whenever you require it.

Dedicated to Guiding You Through Every Step

Our dedicated team of insurance professionals is committed to making the insurance process as transparent and stress-free as possible. Whether you need help navigating complex coverage options, understanding your policy terms, or filing a claim, we are here to provide knowledgeable support every step of the way. Our goal is to be more than just an insurance agency; we strive to be your trusted partner, providing you with the knowledge and confidence to make informed decisions about your financial security.

Comprehensive Insurance Solutions

We offer a wide range of insurance products to protect what matters most to you, including:

Personal Insurance

• Auto Insurance: We provide tailored auto insurance coverage to suit your needs, whether you drive a sedan, truck, or SUV, ensuring you have the protection you need on the road.
• Home Insurance: Protect your biggest investment with comprehensive home insurance that covers your property against a variety of perils, including fire, theft, and natural disasters.
• Life Insurance: Secure your loved ones' future with life insurance plans designed to provide financial support in the event of your passing.
• Renters Insurance: Even if you don't own your home, renters insurance offers valuable protection for your personal belongings against damage or theft.
• Umbrella Insurance: Extend your liability coverage with umbrella insurance, providing an extra layer of protection against significant financial losses.
• Condo Insurance: Specifically tailored for condo owners, this policy offers coverage for your unit's interior and personal belongings.

• Flood Insurance: Protect your property from the devastating impacts of floods with specialized flood insurance coverage.
• Motorcycle Insurance: Ride with confidence knowing you have insurance that covers your valuable motorcycle.
• Off-Road Vehicle Insurance: Protect your off-road adventures with insurance coverage for ATVs, snowmobiles, and other recreational vehicles.
• Watercraft Insurance: Keep your boat or watercraft safeguarded with insurance that covers damage, liability, and theft.
• Recreational Vehicle Insurance: Whether you travel in a campervan, RV, or travel trailer, ensure your trips are worry-free with comprehensive RV insurance.
• Earthquake Insurance: Safeguard your property from the potential damage of earthquakes with specialized earthquake insurance coverage.
• Jewelry Insurance: Protect your valuable jewelry collection from loss, theft, or damage with specialized jewelry insurance.

Business Insurance

Understanding the unique needs of businesses is at the forefront of our service. We offer a comprehensive range of business insurance solutions designed to protect your enterprise from a wide array of risks.

• Commercial Property Insurance: Safeguard your business property, including buildings, equipment, and inventory, against damage or loss.
• General Liability Insurance: Protect your business from claims of bodily injury or property damage that may occur on your premises or as a result of your operations.
• Commercial Automobile Insurance: Ensure your business vehicles are properly insured, covering liability, collision, and comprehensive coverage.
• Workers' Compensation Insurance: Provide financial support to employees who sustain injuries or illnesses on the job.
• Bond Insurance: Protect your business from financial loss due to employee dishonesty or contractual breaches.
• Equipment Breakdown Coverage: Secure your expensive equipment against breakdowns and unexpected repairs.
• Builders Risk Insurance: Protect construction projects and materials from damage or loss during the building process.
• Excess Liability Insurance: Extend your liability coverage beyond the limits of your primary insurance, providing additional financial protection.

WE OFFER FREE INSURANCE REVIEWS.

Let us help you assess your current coverage, identify potential gaps, and develop a comprehensive insurance plan that meets your specific needs.