Business Details
Your Trusted Insurance Partner in Indian Trail, NC
Larry S. Helms & Associates Insurance Services is an independent insurance agency serving clients in Indian Trail, North Carolina. Established to provide tailored insurance solutions, we collaborate with multiple carriers to offer comprehensive coverage options for personal, commercial, and specialty needs. Our team of experienced professionals prioritizes client education and personalized service, ensuring clients receive policies that align with their unique requirements. Recognized as a Top Gear Agent with Hagerty for 2022 through 2025, we maintain a strong commitment to excellence in the insurance industry.Our services span homeowners, auto, life, health, business, and specialty insurance, including coverage for classic vehicles and equestrian needs. We emphasize transparency, client-focused support, and continuous assistance in navigating complex insurance decisions. With a dedicated team of producers and account managers, we ensure clients receive expert guidance throughout the policy selection and claims processes. Our agencys reputation is built on decades of combined experience and a track record of meeting client expectations.
Services
Homeowners Insurance
Auto Insurance
Life & Health Insurance
Business General Liability
Commercial Auto
Workers Compensation
Classic Car Insurance
Medicare & Long Term Care
Equestrian Insurance
Umbrella Policies
Highlights and features
- We collaborate with multiple carriers to provide tailored insurance options.
- Our team includes experienced producers and account managers with local expertise.
- Recognized as a Top Gear Agent with Hagerty for 20222025.
- We specialize in niche coverage for classic cars and equestrian needs.
- Personalized service prioritizes client education and transparent policy selection.
Services
Homeowners Insurance
Homeowners insurance safeguards against financial loss from disasters, covering property damage and liability for injuries or property damage caused to others. Standard policies exclude floods and earthquakes, requiring separate coverage. Our agency helps clients understand policy details and select appropriate limits.
Auto Insurance
Auto insurance provides financial protection for accidents, theft, or damage to vehicles. Policies include liability, collision, and comprehensive coverage. We assist clients in navigating state requirements and selecting coverage that aligns with their driving habits and vehicle value.
Business General Liability
General liability insurance covers bodily injury, property damage, and legal costs from business operations. Policies protect against claims related to products, services, or contractual obligations. We tailor solutions for industries ranging from construction to professional services.
Classic Car Insurance
Specialized coverage for classic, antique, and collector vehicles ensures protection tailored to their unique value. Policies account for limited use and preservation needs. Our agency partners with Hagerty to provide competitive rates and expert claims handling.
Equestrian Insurance
Equestrian insurance offers mortality coverage for horses, including theft, illness, or injury. Policies may include colic surgery benefits and extended coverage for ongoing conditions. We provide customized solutions for horse owners in the continental U.S. and Canada.
People
Larry Helms
Partner
Larry Helms co-founded the agency with a focus on personalized insurance solutions. He leverages decades of industry experience to guide clients through complex coverage options.
Shirley Helms
Partner
Shirley Helms brings extensive knowledge of life and health insurance to the agency. She specializes in helping clients navigate Medicare and long-term care options.
Steven Helms
Partner
Steven Helms focuses on commercial insurance, assisting businesses with liability, fleet, and workers' compensation coverage. His expertise ensures clients meet regulatory requirements.
Pedro Blancas
Producer
Pedro Blancas specializes in personal lines insurance, helping clients secure homeowners and auto policies that align with their risk management needs.
Teri Bunch
Producer
Teri Bunch provides tailored insurance solutions for individuals and families, emphasizing client education and long-term policy sustainability.
Questions
What types of insurance do you offer?
We provide homeowners, auto, life, health, business, classic car, equestrian, and specialty insurance policies tailored to individual and commercial needs.
Are you affiliated with Hagerty?
Yes, we are a Top Gear Agent with Hagerty, recognized for excellence in classic car insurance services since 2022.
Do you offer commercial insurance?
Yes, we offer general liability, fleet auto, workers' compensation, and other commercial policies tailored to business needs.
What sets you apart from other agencies?
Our personalized service, multiple carrier partnerships, and expertise in niche areas like classic cars and equestrian insurance differentiate us.
