Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Charlotte, NC
Founded in 1933, Litaker Insurance has served as a family-owned independent insurance agency dedicated to providing tailored insurance solutions for individuals and businesses across North Carolina. With four generations of leadership, we combine deep industry experience with a commitment to personalized service, representing over 30 top-rated insurance carriers to deliver comprehensive coverage options. Our consultative approach ensures clients receive customized protection strategies that address evolving risks while maintaining a focus on economy and superior service.Through decades of operation, we've built a reputation for reliability, transparency, and community engagement, offering 24/7 accessibility through both local office support and digital platforms. Our team of certified professionals delivers specialized expertise in personal, commercial, and specialty insurance programs, supported by advanced technology and a client-centric service model that prioritizes long-term relationships over transactional interactions.
Services
Personal Insurance
Business Insurance
Life Insurance
Specialty Programs
Claims Service
Details
- Year established: 1933
Highlights and features
- We offer 90+ years of continuous family-owned insurance expertise in North Carolina
- Our team maintains long-term partnerships with 30+ top-rated insurance carriers
- We provide 24/7 client accessibility through local office support and digital platforms
- Our consultative approach ensures customized insurance programs for unique client needs
- Fourth-generation leadership combines tradition with modern risk management solutions
Services
Personal Insurance
We offer comprehensive personal insurance solutions including auto, home, boat, and specialty coverage options tailored to individual needs. Our programs protect personal assets while providing risk management guidance for evolving life circumstances. Clients benefit from competitive pricing through multiple carrier partnerships and personalized service from local insurance professionals.
Business Insurance
Our business insurance programs provide tailored coverage for companies of all sizes across various industries. Services include liability protection, property insurance, workers' compensation, and specialized risk management solutions. We work with business owners to create comprehensive programs that protect against industry-specific risks while maintaining cost-effectiveness and operational continuity.
Specialty Programs
We develop specialized insurance solutions for unique industries including construction, hospitality, property management, and manufacturing sectors. Our expertise includes creating customized risk management programs that address specific exposures not covered by standard policies. These tailored solutions combine specialized underwriting knowledge with comprehensive protection strategies for complex business operations.
Life Insurance
Our life insurance offerings include term and permanent policies designed to meet various financial protection needs. Services encompass policy analysis, coverage recommendations, and estate planning considerations to ensure clients secure appropriate protection for their families and business interests through competitive market options.
Claims Service
We provide dedicated claims assistance with direct access to carrier reporting systems and personalized guidance throughout the claims process. Our team ensures timely resolution while maintaining communication between policyholders and insurance providers, offering support for both personal and commercial claims 24/7.
People
Archie Litaker
Chair of the Board
Fourth-generation insurance professional with extensive experience in commercial insurance and specialty programs. Specializes in building industry-specific coverage solutions while maintaining family legacy of personalized service.
Hunter Litaker
Vice President
Commercial insurance expert focused on modern risk management solutions. Brings technological innovation to traditional insurance practices while maintaining client-centric service philosophy established by previous family generations.
Justin Litaker
President
Third-generation leader specializing in personal and commercial insurance programs. Combines family tradition with contemporary insurance technology to enhance client experience and service delivery efficiency.
Hans Litaker
Chief Operating Officer Emeritus
Retired executive with decades of experience in personal lines insurance. Instrumental in developing client relationship strategies that continue to shape the agency's service approach today.
Ryne Herring
Insurance Advisor
Certified insurance professional with expertise in risk assessment and policy customization. Provides specialized guidance for both personal and commercial clients seeking comprehensive coverage solutions.
Questions
What types of insurance does Litaker Insurance offer?
We provide personal insurance (auto, home, life), business insurance (BOP, liability, workers' comp), and specialty programs for industries like construction, hospitality, and property management across North Carolina.
How does Litaker Insurance personalize coverage options?
Our independent agency partners with 30+ top-rated carriers to create customized insurance programs, combining risk assessment with local market knowledge to match individual client needs and budget requirements.
Can I manage my insurance policies online?
Yes, our clients access 24/7 digital services through the Insurance Zone portal for policy management, billing, claims reporting, and communication with our local team in Charlotte, NC.
How does Litaker handle insurance claims?
We provide dedicated claims support with direct access to carrier 24-hour reporting lines, ensuring timely processing while maintaining personalized guidance throughout the entire claims resolution process.
What areas does Litaker Insurance serve?
While headquartered in Charlotte, NC, we serve clients statewide through local office support combined with digital accessibility for personal and commercial insurance needs across North Carolina.
What makes Litaker Insurance different from other agencies?
As a fourth-generation family-owned agency with 90+ years of experience, we combine long-term carrier relationships, specialized industry knowledge, and community-focused service that prioritizes client needs over standardized solutions.
