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Who We Are
Established in 1864, Tervo Agency is a trusted local insurance agency with offices in Hancock and Marquette, Michigan. We proudly guide individuals and businesses throughout the Upper Peninsula and beyond towards comprehensive coverage solutions that meet their unique needs.
Our team of experienced agents take a personalized approach to insurance, prioritizing understanding your individual needs before crafting a custom-designed plan. We work with a diverse panel of reputable insurance providers to offer competitive plans that provide the protection you need at competitive rates.
What We Do
At Tervo Agency, we offer a comprehensive range of both personal and business insurance solutions:
Personal Insurance
- Homeowners Insurance: Protect your home from unexpected events like fire, storm damage, or theft.
- Auto Insurance: Get comprehensive coverage for your vehicle, including collision, comprehensive, and liability protection.
- Motorcycle Insurance: Tailor your coverage to your needs, whether you're a casual rider or a seasoned enthusiast.
- Recreational Vehicle Insurance: Get peace of mind knowing your ATV, boat, or jet ski is covered while you enjoy the outdoors.
- Motor Home Insurance: Designed specifically for RVs, this plan offers comprehensive coverage for your home-on-wheels.
- Watercraft Insurance: Protect your boat from damage caused by storms, collisions, or mechanical failures.
- Life Insurance: Ensure your loved ones are financially secure in the event of your passing.
- Disability Insurance: Get financial support if you're unable to work due to illness or injury.
- Annuities: Secure a reliable income stream in retirement or during times of financial hardship.
Business Insurance
- Business Owner's Policy (BOP): Comprehensive coverage for your business assets, operations, and liabilities.
- Commercial Package: A tailored insurance solution designed for specific industries.
- Property Insurance: Protect your business premises from damage or loss.
- General Liability Insurance: Covers your business against third-party injuries or property damage claims.
- Worker's Compensation Insurance: Ensure the well-being of your employees and mitigate potential financial risks.
- Fidelity & Surety Bonds: Protect your business from financial loss due to fraud or dishonest acts.
- Umbrella Policy: Provides an extra layer of coverage above your other insurance plans, offering protection for large losses.
Our Commitment
At Tervo Agency, we believe in building strong relationships with our clients. We offer personalized attention, clear communication, and responsive service throughout the process. We're dedicated to empowering you with the knowledge and guidance you need to navigate the complexities of insurance and make informed decisions about your coverage needs.
Insurance Reviews
The reviews highlight the excellent service and value provided by the Trevor Agency, led by Becky Thomas, and the Tervo Agency, with agents including Steve Baker and others.
Excellent Service and Value
Several reviewers commended the agencies for saving them money on their insurance packages. Doug Dern and Barbara Mattila gave 5-star reviews, stating that they obtained excellent help and saved a significant amount of money. Scott Niska and Andy Diepen also praised the agencies for their excellent customer service and breakdown of policy coverages.
Reliability and Trust
Jesse Aho, who gave a 4-star review, highlighted the importance of local insurance agencies like Tervo, which stood by them through trouble. They mentioned that they learned to appreciate the value of local agencies after trying online insurance once and losing money when they needed help.
Specialized Knowledge
Andy Diepen's review emphasized the Turvo Agency's expertise in getting insurance for older homes in the area, something that other companies would not provide.
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