Business Details
35 Years
experience
Your Trusted Insurance Partner in Upper Peninsula, MI
Bay Insurance has been a family-owned and operated independent insurance agency since 1991. We specialize in providing comprehensive insurance solutions for families and businesses across the Upper Peninsula of Michigan. Our expertise spans home, auto, commercial, and specialty insurance products, with a focus on personalized service and competitive pricing through our partnerships with multiple carriers.We prioritize community engagement, maintaining deep local ties while offering free notary services and supporting regional initiatives. Our team combines decades of industry experience with a commitment to transparency, ensuring clients receive clear explanations of coverage options without hidden obligations.
Services
Auto Insurance
Home Insurance
Commercial Insurance
Rental Property Insurance
Seasonal Property Insurance
Motorcycle Insurance
Snowmobile Insurance
RV Insurance
Workers Compensation
Professional Liability
Details
- Year established: 1991
Highlights and features
- We have over 30 years of experience providing personalized insurance solutions in Upper Peninsula, MI
- Our independent agency partners with multiple carriers to find you the best coverage at competitive rates
- We offer free notary services and maintain deep community ties through local board memberships
- Our team includes agents with decades of combined insurance industry experience
- We specialize in explaining complex Michigan no-fault insurance requirements clearly
Services
Auto Insurance
We provide comprehensive auto insurance solutions covering personal and commercial vehicles. Our policies include collision, comprehensive, and liability coverage options tailored to Michigan's specific no-fault requirements. Our experienced agents help clients navigate complex insurance decisions while ensuring proper protection for vehicles ranging from standard automobiles to specialty vehicles like RVs and motorcycles.
Home Insurance
Our home insurance offerings protect various residential properties including primary residences, rental units, seasonal homes, and vacant buildings. We explain coverage details clearly, offering policies that include dwelling fire protection, liability coverage, and specialized options for unique properties. Our local expertise helps homeowners understand their specific insurance needs and available discounts.
Commercial Insurance
We offer comprehensive commercial insurance packages for businesses of all sizes. Our products include business owners policies, commercial property coverage, liability protection, workers compensation, and professional liability insurance. Our team works closely with clients to create customized risk management solutions that protect Michigan businesses while helping maintain their financial stability.
Specialty Insurance
Our specialty insurance services cover recreational vehicles and equipment including motorcycles, snowmobiles, RVs, and boats. We understand the unique risks associated with these assets and provide tailored coverage options that protect against damage, theft, and liability. Our agents have specialized knowledge of recreational vehicle insurance requirements in Michigan's Upper Peninsula.
Notary Services
We offer complimentary notary services to our clients as an added convenience. Our certified notary public assists with document verification, signature authentication, and other notarization needs. This service is available during regular business hours without appointment requirements, supporting our commitment to comprehensive client care.
People
Trevor Juntunen
Principal Owner and Agent
Trevor has led Bay Insurance since 1991, following in his father's footsteps. He serves on multiple local boards including Great Lakes Mutual Insurance Company and the Baraga County Chamber of Commerce. Active in community organizations like the Shriners and Masons, Trevor combines industry expertise with deep local connections.
Cheryl Johnson
Licensed Agent and Customer Service Representative
Cheryl brings 31 years of public safety experience from Michigan Tech to her insurance role. She manages the Houghton office, maintains the agency's social media presence, and provides free notary services. Her community involvement includes serving on the Lake Linden Housing Commission.
TJ Juntunen
Customer Service Representative
TJ recently joined the family business after working with the IRS and developing wiki platforms. He's gaining hands-on experience as a CSR, bringing fresh perspective and technical skills to the agency while continuing the family's commitment to personalized service.
Questions
What areas do you serve?
We primarily serve Michigan's Upper Peninsula with offices in L'Anse and Houghton, providing insurance solutions for residents and businesses across the region.
What types of insurance do you offer?
We offer auto, home, commercial, rental property, seasonal property, motorcycle, snowmobile, RV, workers compensation, professional liability, and liquor liability insurance.
Are you an independent agency?
Yes, we're an independent agency representing multiple insurance carriers to help clients find the best coverage options at competitive rates.
Do you offer any additional services?
We provide free notary services to all clients and offer personalized insurance guidance through our experienced, locally-based agents.
