Business Details
50+ Years
experience
Emergency
services
Your Trusted Family-Owned Oklahoma Insurance Agency
Sullivan Insurance Agency, established in 1946, is a family-owned independent insurance agency headquartered in Ardmore, Oklahoma. With over seven decades of experience, we specialize in delivering tailored personal and commercial insurance solutions across Oklahoma, Texas, Kansas, and 14 additional states. Our expertise extends to niche markets including tribal government and enterprise programs, agribusiness coverage, and small business policies, supported by a dedicated team with generations of industry knowledge.We prioritize client relationships, offering comprehensive risk assessments, competitive pricing through multiple carriers, and proactive risk management strategies. Our staff maintains advanced certifications and ongoing education to ensure clients receive informed guidance and customized protection for evolving needs.
Services
Business Owners Policy
General Liability
Commercial Auto
Workers Compensation
Group Health Insurance
Commercial Property
Commercial Umbrella
Agribusiness Insurance
Tribal Programs
Personal Insurance
Details
- Year established: 1946
Highlights and features
- We offer 75+ years of family-owned insurance expertise with multi-generational leadership.
- Our dedicated tribal programs team understands complex Native American enterprise structures.
- Agribusiness specialists provide coverage for feed mills, fertilizer operations, and feedlots.
- We maintain A+ ratings from leading insurance carriers for policyholder protection.
- 24/7 emergency claims support with same-day response for critical incidents.
What people say
Second to none service
Top notch agency
Professional and responsive
Spectacular treatment
24/7 emergency support
Services
Business Owners Policy
Our Business Owners Policies combine property, liability, and business interruption coverage into customized packages for small to mid-sized businesses. We specialize in tailoring solutions for contractors, manufacturers, and religious institutions while offering optional add-ons like equipment breakdown protection. With access to multiple carriers, we ensure competitive pricing matched to specific industry risks.
Agribusiness Insurance
We provide comprehensive protection for agricultural operations including feed mills, fertilizer facilities, and commercial feedlots. Our policies cover buildings, equipment, inland marine risks, and specialized liability for crop operations. With relationships at major markets like Nationwide and Fairmont, we secure coverage addressing unique exposures in grain storage, chemical application, and livestock operations.
Tribal Programs
Our agency offers specialized insurance solutions for tribal governments and enterprises, addressing sovereign entity requirements. Services include liability protection, property coverage, and risk management strategies tailored to casino operations, cultural institutions, and tribal economic development projects across multiple jurisdictions.
Workers Compensation
We design workers' compensation programs meeting Oklahoma and Texas regulatory requirements while minimizing premium costs through loss control initiatives. Our services include policy audits, claims management support, and customized safety training programs to reduce workplace incidents and associated insurance expenses.
Personal Insurance
Our personal lines division offers homeowners, auto, life, and health insurance with customizable options for high-value properties and specialty vehicles. We provide risk assessments for flood, earthquake, and personal umbrella policies while maintaining relationships with top-rated carriers to ensure reliable claims processing and competitive pricing.
People
Stacy A. Sullivan
Tribal and Large Commercial Account Executive
With decades of insurance experience, Stacy specializes in tribal government and enterprise risk management. She holds CIC and ASCR designations, providing strategic insurance solutions for Native American communities and large commercial clients across multiple states.
Lena Treanor
Owner / Account Executive
Third-generation insurance professional and Commercial Account Executive, Lena manages complex commercial accounts with expertise in construction, manufacturing, and institutional insurance. She maintains CIC and CRM certifications for advanced risk assessment capabilities.
Donna Nunley
Commercial Account Executive
As senior commercial specialist, Donna focuses on business owners' policies and large account management. She provides consultative services for property and liability risk mitigation strategies across diverse industry sectors.
Jennifer Fryar
Commercial Lines Account Manager
Jennifer manages commercial accounts with CIC and CISR certifications, specializing in policy administration and claims advocacy. She supports clients in construction, distribution, and service industries with tailored insurance solutions.
Susan Lucas
Commercial Lines Account Manager
Susan handles commercial policy management and risk assessment, focusing on small business clients. Her expertise includes general liability, property insurance, and business interruption coverage for retail and service operations.
Questions
What commercial insurance options do you offer for contractors?
We provide comprehensive Business Owners Policies, general liability, workers compensation, and commercial auto coverage tailored to contractors. Our specialists create packages addressing unique risks in construction, electrical, plumbing, and HVAC industries.
How do you support tribal government insurance needs?
Our dedicated team offers customized programs covering tribal sovereignty, casino operations, and enterprise risks. We provide liability protection, property insurance, and risk management strategies specifically designed for Native American communities.
What agribusiness coverage options are available?
We offer specialized policies for feed mills, fertilizer operations, and commercial farming. Coverage includes equipment protection, crop insurance, liability for chemical applications, and inland marine coverage for agricultural transport.
How can you help reduce business insurance costs?
Through multi-carrier comparisons and risk management consulting, we identify cost-saving opportunities. Our services include policy audits, safety program development, and claims history analysis to qualify for premium discounts.
Do you offer personal insurance beyond standard policies?
Yes, we provide enhanced coverage options for earthquake, flood, and personal umbrella policies. Our agents also specialize in recreational vehicle insurance and high-value home coverage with customizable endorsements.
