"Neighbors Helping Neighbors" Since 1895
For over 125 years, Highland Mutual Insurance Company has been dedicated to providing our Central Missouri neighbors with insurance solutions for their homes, farms, and businesses. Our company was founded in 1895, and since then, we have been committed to serving our community with a personal and professional approach.
Our Services
At Highland Mutual, we offer a wide range of insurance services, including:
Home Insurance
- Fire insurance: Protect your home and its contents from damage caused by fire
- Liability insurance: Protect yourself from financial loss if someone is injured on your property
- Wind insurance: Protect your home and property from damage caused by strong winds
Farm Insurance
- Crop insurance: Protect your crops from damage caused by natural disasters, pests, or diseases
- Livestock insurance: Protect your farm animals from damage or death caused by disease, accidents, or natural disasters
- Farm equipment insurance: Protect your farm equipment from damage or loss
Business Insurance
- Commercial property insurance: Protect your business premises from damage or loss
- Commercial liability insurance: Protect your business from financial loss if someone is injured on your property
- Business interruption insurance: Protect your business from financial loss due to unexpected closures
Payment Options
At Highland Mutual, we offer flexible payment options to make it easy for you to manage your insurance premiums. We currently accept annual and semi-annual payment plans, with a $15 fee for each installment billing on the semi-annual payment plan. We also accept online payments, mail-in payments, and in-person payments at our office.
Meet Our Agents
Our agents are dedicated to providing you with personalized service and insurance solutions tailored to your needs. Meet our agents:
- Mike English: Cell: (573) 821-3685, Home: (573) 796-4692, Email: highlandins.michael@gmail.com
- Jay Bestgen: Cell: (573) 291-0892, Home: (573) 796-2014, Email: highlandins.jaybestgen@gmail.com
- Jim Cox: Cell: (573) 480-5803, Email: jcox6501122@gmail.com
- Kevin Hollaway: Cell: (573) 298-2299, Email: HighlandMutual. KevinHollaway@gmail.com
Contact Us
For more information or to schedule a consultation with one of our agents, please don't hesitate to contact us:
Phone: (573) 796-3614
Fax: (573) 796-3000
Email: info@highlandmutual.com
Office Location: 104 East Third Street, California, MO 65018
Hours: Monday - Thursday, 9:00 am - 3:00 pm
Additional Information
We would like to welcome our new customers from German Mutual Insurance Company, who have merged with us effective January 1, 2024. If you have an existing policy with German Mutual, it will remain in effect until your 2024 renewal date. An agent will need to meet with you and write a new policy using Highland Mutual Insurance Company's forms, rates, and coverages. Please contact us with any questions or concerns.
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