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Protecting You, Your Family, and Your Business for Over 67 Years

Who We Are

At Clarks Fork Mutual Insurance Company, we pride ourselves on being a neighborly insurance provider, dedicated to serving the people of our community for over 130 years. Founded in 1892, we began as a small group of farmers who came together to support each other in times of need. Today, we offer a wide range of insurance products and services designed to protect our policyholders and their assets. As a mutual insurance company, we are owned and managed by our policyholders, which means we are committed to their needs and well-being.

Our Mission and Values

At Clarks Fork Mutual Insurance, our mission is to provide quality insurance products and services that offer protection at a fair price. We believe that our policyholders should be treated with respect, integrity, and accountability. We strive to build strong relationships with our policyholders, staff members, and partners, and to be transparent in our communication and practices. Our values are built around the concept of "Neighborhood Helping Neighborhood, " where we prioritize the needs of our community and work together to achieve common goals.

History of Clarks Fork Mutual Insurance

Our company's history dates back to 1892, when a group of German farmers in and around Cooper County, Missouri, came together to form an organization to protect each other in times of emergency. Over the years, we have evolved to become a comprehensive insurance provider, offering a range of products and services to meet the diverse needs of our policyholders. Today, we are proud to be a Chapter 380 mutual insurance company, reinsured with Grinnell Mutual Reinsurance Company, and a member of the Missouri Association of Mutual Insurance Companies and the National Association of Mutual Insurance Companies (NAMIC).

Our Staff

Our staff is our greatest asset, and we take pride in providing a welcoming and friendly environment for our policyholders. From our claims and inspections manager to our underwriters and administrative assistants, our team is dedicated to helping you with your insurance needs. With over 130 years of collective experience, we know what it takes to provide exceptional service and support.

Our Range of Insurance Products and Services

At Clarks Fork Mutual Insurance, we offer a range of insurance products and services designed to meet the unique needs of our policyholders. Our insurance products include:

  • Homeowners Insurance
  • Farmowners Insurance
  • Equipment Breakdown Insurance
  • And more!

Reinsurance and Partnerships

We are reinsured with Grinnell Mutual Reinsurance Company, a internationally recognized reinsurer, to ensure that our policyholders are protected in the event of a loss. We are also a member of the Missouri Association of Mutual Insurance Companies and the National Association of Mutual Insurance Companies (NAMIC), further demonstrating our commitment to industry standards and best practices.

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