Business Details
33 Years
experience
Specialized Insurance Solutions for Niche Markets
Universal Insurance has been a trusted leader in providing specialized insurance solutions since 1993. Our firm was founded on a vision to address the unique needs of niche markets through customized coverage options. With over 25 years of experience, we have built a reputation for excellence by combining industry-specific expertise with a commitment to reliability and customer satisfaction. Our team of dedicated professionals works collaboratively to deliver tailored insurance programs that safeguard businesses across the United States. Backed by partnerships with reputable financial insurance providers, we offer competitive rates and comprehensive coverage designed to protect against industry-specific risks.Through continuous education and national outreach, we stay at the forefront of emerging trends and risk management techniques. Our code of ethics emphasizes honesty, integrity, and open communication, ensuring clients receive transparent and personalized service. As a solution-based organization, we focus on resolving challenges to provide peace of mind and financial security for our clients. With coverage available in all 50 states, we serve diverse sectors including self-storage, salons, saunas, and stretch therapy businesses. Our commitment to innovation and client-centric service remains unwavering as we celebrate decades of successful client relationships.
Services
Self Storage Insurance
Tanning Salon Insurance
Salon Insurance
Sauna Salon Insurance
Stretch Therapy Insurance
Builders Risk
Property Coverage
Business Personal Property
Equipment Breakdown
General Liability
Details
- Year established: 1993
Highlights and features
- We offer over 25 years of experience in niche insurance markets.
- Our team partners with AM Best-rated insurance carriers for reliability.
- We provide nationwide coverage across all 50 states.
- Our streamlined workflows ensure seamless business experiences.
- Specialized coverage tailored to unique industry requirements.
Associations and certifications
- AM Best
Services
Self Storage Insurance
Our Self Storage Insurance program delivers comprehensive protection specifically designed for storage facility owners. With over 100 years of combined experience, we address unique risks like property damage, liability claims, and business interruptions. Our policies include coverage for buildings, personal property, and specialized risks like pollution and cyber threats.
Tanning Salon Insurance
Tanning Salon Insurance covers industry-specific risks including professional liability, equipment breakdown, and employment practices claims. Backed by 30+ years of expertise, our policies provide financial security for over 1,000 clients nationwide. Coverage includes sexual abuse liability and business income protection.
Salon Insurance
This insurance solution addresses risks for beauty salons including professional liability, property damage, and employee-related claims. With nationwide availability, our policies feature specialized coverage for equipment breakdowns, sign protection, and cyber liability while maintaining AM Best-rated carrier backing.
Sauna Salon Insurance
Designed for sauna businesses, this coverage includes professional liability, property protection, and employment practices liability. Our policies address unique risks through 30+ years of industry expertise and partnerships with top-tier insurance carriers across all 50 states.
Stretch Therapy Insurance
This specialized insurance protects stretch therapy businesses against client injury claims and equipment liability. Our policies include professional liability coverage, business interruption protection, and cyber liability insurance tailored to wellness industry requirements and regulatory standards.
People
Jenny Bortman
President/CEO
Jenny Bortman leads Universal Insurance as President/CEO with extensive industry experience. She oversees strategic direction and operations, maintaining our commitment to specialized insurance solutions.
Cory Tiebout
Chief Growth Officer
Cory Tiebout drives business development initiatives as Chief Growth Officer. His leadership focuses on expanding our market reach while maintaining core values of integrity and client service.
Matt Schiefferly
Chief Financial Officer
Matt Schiefferly manages financial operations with expertise in insurance risk management. He ensures fiscal stability and supports our long-term commitment to competitive pricing and reliable coverage.
Randy Tipton
Founder
Randy Tipton established Universal Insurance Programs in 1993. His vision for specialized insurance solutions continues to guide our approach to serving niche markets with tailored coverage options.
Questions
What types of insurance does Universal Insurance offer?
We specialize in insurance for niche markets including self-storage facilities, tanning salons, beauty salons, sauna businesses, and stretch therapy studios.
Do you provide coverage nationwide?
Yes, our insurance programs are available across all 50 states through our partnerships with major carriers.
How do I get a quote for coverage?
Visit our website to access quick quote forms specific to your industry or contact our team directly for personalized assistance.
What sets Universal Insurance apart from competitors?
Our deep industry expertise, tailored coverage options, and partnerships with top-rated carriers ensure specialized protection for unique business needs.
Are your insurance programs customizable?
Yes, all our policies are designed to address specific industry risks with customizable coverage options for different business sizes and requirements.
