Hutch Ham Agency

Hutch Ham Agency, Inc. has been serving the insurance needs of Charlotte, NC, for over 74 years. Established in 1949 by Joseph Hutchinson Ham, Jr., also known as "Hutch, " our agency has been dedicated to providing quality insurance solutions to both businesses and individuals. As an independent insurance agency, we have the advantage of representing many quality insurance companies, allowing us to offer the best possible coverage at competitive prices.

Our Mission

Our mission is to provide educational, convenient, and quick service to our clients. We believe that having the right insurance advisor and advocate by your side is essential. Our team of agents is experts in protecting you and your business, offering quality coverage in business and personal insurance. Whether you need insurance for your business or personal assets, we have the expertise and resources to help.

Our Services

We offer a wide range of insurance services, including Business Insurance, Business Owners Insurance, General Liability Insurance, Commercial Umbrella Insurance, Technology Firm Insurance, Restaurant Insurance, and more. For personal insurance needs, we provide Home Insurance, Auto Insurance, Umbrella Insurance, Renters Insurance, Watercraft Insurance, and more. Our goal is to provide comprehensive coverage that meets your unique needs and protects what matters most to you.

Expertise

Our team has extensive knowledge in risk management and insurance solutions for businesses of all sizes. We understand the unique challenges and exposures faced by technology firms, restaurants, and other businesses. We also offer trusted advice and insurance solutions for personal assets, ensuring that you are well-protected in all aspects of life.

Awards and Recognition

We have received over 45 5-star Google reviews, a testament to our commitment to exceptional customer service and our ability to meet the needs of our clients. If you are looking for a reliable insurance partner, look no further than Hutch Ham Agency, Inc.