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Hood Hargett is an esteemed independent insurance agency serving the Carolinas, with office locations in Charlotte, Charleston, and Kiawah Island. With over four decades of experience, the company has built a reputation for providing exceptional and personalized customer care for businesses and individuals alike. At Hood Hargett, we believe that each client deserves customized insurance solutions tailored to their unique needs, and we are committed to delivering unparalleled service with the utmost integrity and care. Since 1975, our dedicated and experienced team has worked tirelessly to safeguard the interests of our clients and support the communities where we live, work, and raise our families.

Comprehensive Business Insurance Solutions

Hood Hargett's business insurance team understands the importance of protecting your balance sheet and maintaining your business's long-term success. With access to some of the most financially sound insurance companies in the industry, Hood Hargett has the capacity to serve all of your commercial insurance needs. Our experienced professionals take the time to fully understand your business operations and potential risks, allowing us to design customized insurance programs tailored to your unique risk management needs. We represent numerous highly-rated carriers, enabling us to offer competitive pricing and comprehensive coverage options for businesses of all sizes.

We are proud to provide a wide range of business insurance solutions, including:

  • Commercial Property Insurance
  • General Liability Insurance
  • Professional Liability Insurance
  • Workers' Compensation
  • Commercial Auto Insurance
  • Cyber Liability Insurance
  • Directors & Officers Liability Insurance
  • Errors & Omissions Insurance
  • Employment Practices Liability Insurance

Personalized Insurance Coverage for Your Personal Assets

At Hood Hargett, we believe in protecting the things that matter most to you and your family. Our personal insurance professionals understand that each individual's circumstances are unique, and work closely with you to craft a comprehensive insurance plan to suit your specific lifestyle and needs. From homeowners and automobile insurance to valuable articles and personal umbrella coverage, our personal insurance offerings are designed to deliver the level of protection you require.

Our personal insurance options include:

  • Homeowners Insurance
  • Automobile Insurance
  • Valuable Articles Insurance
  • Personal Umbrella Insurance
  • Condominium Insurance
  • Flood Insurance
  • Personal Watercraft Insurance
  • Recreational Vehicle Insurance

Comprehensive Employee Benefits Programs

Hood Hargett recognizes the value of attracting and retaining talent for your business's success. As a result, we offer a wide range of employee benefits programs to protect and support the individuals who contribute to your business's growth. By partnering with Hood Hargett, you can expect a thorough analysis of your company's specific needs, leading to the development of a tailored benefits package for your workforce.

Our employee benefits solutions include:

  • Group Health Insurance
  • Group Life Insurance
  • Group Dental Insurance
  • Group Vision Insurance
  • Group Disability Insurance
  • Retirement Planning Services
  • Executive Benefits
  • Voluntary Benefits

Dedicated Team of Knowledgeable Professionals

Hood Hargett is proud of our unwavering commitment to excellence, and we attribute our success to the skilled professionals who make up our team. Our experienced agents and staff boast a wealth of knowledge, exceptional communication skills, and an unyielding dedication to building and maintaining successful client relationships. We take pride in the long-lasting partnerships we have established with our clients and look forward to continued growth through referrals and the lasting relationships we build along the way.

Product Spotlight: Fiduciary Liability Insurance

As a responsible business owner or HR professional, safeguarding your business against potential threats is a top priority. At Hood Hargett, we recognize the importance of managing the risks associated with managing employee benefit programs. Our Fiduciary Liability Insurance is designed to protect you and your business from allegations of errors in the administration of employee benefit programs. This measure of protection can provide you with peace of mind and the confidence you need to focus on the continued success of your business.

In summary, Hood Hargett is a trusted, industry-leading independent insurance agency dedicated to offering sound guidance and exceptional service in the Carolinas. With a wide array of insurance solutions and an unwavering commitment to our clients, we are your partners in managing risk and protecting the most important aspects of your life.

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