Business Details
43 Years
experience
Your Trusted Insurance Partner in Middleburg Heights
Established in 1983, Insurance Strategy has built a legacy of trust and personalized service in the insurance industry. As a family-owned business with over four decades of experience, we prioritize treating clients like family while delivering tailored insurance solutions. Our team of certified professionals specializes in Medicare, health, life, and supplemental insurance, ensuring coverage that adapts to evolving client needs. With a focus on integrity and strategic planning, we serve individuals and businesses across Middleburg Heights, Ohio, and surrounding areas. Our commitment to continuous education and industry expertise enables us to navigate complex insurance landscapes effectively.Whether guiding seniors through Medicare enrollment or designing group benefits for employers, we emphasize transparency and client empowerment. Recognized as a woman-owned agency in a male-dominated field, we leverage diverse perspectives to better serve our community. By combining advanced technology with personalized support, we streamline insurance processes while maintaining a human-centric approach. Our strategic partnerships with reputable providers ensure access to competitive, reliable coverage options. For over 40 years, we have remained dedicated to one principle: helping clients secure their financial futures through informed, compassionate service.
Services
Medicare Solutions
Health Insurance
Life Insurance
Supplemental Insurance
Group Insurance
Dental Coverage
Vision Plans
Critical Illness Protection
Accident Insurance
Long-Term Care
Details
- Year established: 1983
Highlights and features
- We offer 40+ years of experience in personalized insurance solutions.
- Our team includes certified professionals with specialized Medicare expertise.
- We provide strategic, client-focused benefits planning for individuals and businesses.
- Our woman-owned agency brings unique perspectives to insurance services.
- We maintain partnerships with reputable national insurance providers.
What people say
Very helpful & informative
Trustworthy and knowledgeable professional
Quick response to questions
Thorough assistance with paperwork
Long-term client satisfaction
Services
Medicare Solutions
We specialize in comprehensive Medicare guidance, helping seniors navigate enrollment, plan comparisons, and supplemental coverage options. Our experts analyze prescription costs, provider networks, and special needs eligibility to optimize coverage. With personalized consultations, we ensure clients understand Original Medicare versus Advantage plans while maintaining compliance with regulatory requirements.
Group Health Insurance
Our agency designs customized group insurance programs for employers, balancing employee needs with budget constraints. We offer fully insured and self-funded options with ancillary benefits like dental, vision, and disability coverage. Strategic planning services include cost analysis, carrier selection, and technology-driven administration tools to enhance employee satisfaction and retention.
Life Insurance
We provide term, whole, universal, and final expense life insurance solutions to protect families' financial futures. Our specialists help clients determine appropriate coverage amounts, beneficiary structures, and policy riders. From mortgage protection to estate planning, we offer products that address both temporary and permanent insurance needs with multiple carrier options.
Supplemental Insurance
Our supplemental insurance options include critical illness, accident, hospital indemnity, and dental/vision plans that complement primary medical coverage. These policies help offset out-of-pocket expenses for unexpected health events while providing financial flexibility. We educate clients on benefit structures and coordinate coverage with existing insurance programs.
Individual Health Insurance
We offer individual health insurance solutions for pre-Medicare clients, including ACA-compliant plans and short-term medical options. Our services include needs assessment, plan comparison, and enrollment assistance across multiple carriers. We specialize in creating comprehensive coverage packages that integrate prescription, preventive, and specialty care benefits.
People
Lisa R. Yanak
President
Lisa founded Insurance Strategy in 1983 and has held leadership roles for 40+ years. Certified in business insurance with LUTCF designation, she specializes in Medicare and long-term care planning while maintaining active industry involvement through NABIP membership.
Leslie C. James
Vice President
With 30+ years in insurance, Leslie leads sales operations and holds executive board positions in professional organizations. Certified in Medicare sales, she focuses on client education and has developed strategic partnerships to enhance coverage options for individual and business clients.
Questions
When should I enroll in Medicare if retiring at 65?
Enroll 90 days before your 65th birthday month if meeting work-related eligibility requirements.
Can I keep employer coverage after 65?
Yes if employer has 20+ employees, but consider coordination with Medicare benefits.
Do I need Part D prescription coverage?
Original Medicare lacks prescription coverage, making Part D recommended for most seniors.
What happens if I miss Medicare enrollment?
Late enrollment penalties apply: 10% annual premium increase for Part B, 1% for Part D.
Can I have both Medicare Advantage and Supplement?
No, these plans cannot be combined due to overlapping coverage.
Do you assist with VA/Medicare coordination?
Yes, we help veterans optimize coverage through $0 premium plans with expanded benefits.
