Business Details
30 Years
experience
Your Trusted Insurance Partner in St. George, Utah
Joseph E Hansen Insurance has served Southern Utah since 1996, providing comprehensive insurance solutions tailored to individual and business needs. Our independent agency represents top-rated carriers, offering auto, home, life, health, and commercial insurance products. With decades of combined experience, our team prioritizes personalized service, helping clients navigate risk management and policy selection. We maintain strong relationships with national insurers while delivering localized expertise. Our commitment to community involvement and professional advocacy underscores our dedication to client satisfaction.Through transparent communication and ethical practices, we ensure clients receive appropriate coverage at competitive rates. Our 25+ year track record reflects our ability to adapt to evolving insurance landscapes while maintaining personalized service standards. We approach each client relationship as a partnership, focusing on long-term protection rather than transactional interactions. Our team's industry leadership positions us as trusted advisors in the insurance field. This combination of experience, product diversity, and client-centric philosophy defines our approach to insurance services.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Life Insurance
Health Insurance
Commercial Auto
General Liability
Workers Compensation
Property Insurance
Details
- Year established: 1996
Highlights and features
- We offer 25+ years of independent insurance expertise in Southern Utah
- Our independent agency model provides access to multiple top-rated carriers
- Personalized service with dedicated agents for home, auto, and commercial needs
- Community-focused approach with local decision-making authority
- Team of licensed professionals with specialized insurance designations
Services
Auto Insurance
Our auto insurance policies protect vehicles and drivers with customizable coverage options. We offer standard liability protection, comprehensive coverage, and specialized policies for motorcycles, RVs, and personal watercraft. Our agents help clients navigate state requirements while finding cost-effective solutions that match individual driving needs and risk profiles.
Homeowners Insurance
We provide comprehensive homeowners insurance covering property damage, personal liability, and additional living expenses. Our policies protect against common risks like fire, theft, and weather damage while offering customizable riders for specific needs. Our agents help clients understand coverage limits and select appropriate protection levels for their primary residence or investment properties.
Business Insurance
Our business insurance solutions protect commercial operations with tailored coverage packages. We offer general liability, commercial auto, property insurance, and workers compensation policies. Our specialists work with businesses to create comprehensive risk management strategies that protect assets while meeting regulatory requirements and industry-specific needs.
Life Insurance
We offer term and permanent life insurance policies to provide financial security for beneficiaries. Our solutions include individual policies and group life insurance options for businesses. Our agents help clients determine appropriate coverage amounts based on family needs, debt obligations, and long-term financial planning objectives.
Health Insurance
Our health insurance offerings include individual and group plans with various coverage levels. We provide access to Medicare supplements, prescription drug plans, and dental insurance options. Our specialists help clients navigate healthcare requirements while finding affordable solutions that meet their specific medical needs and budgetary constraints.
People
Joseph E. Hansen
Owner / Agent
With 25+ years in the insurance industry, Joseph founded this agency in 1995 and grew it into Southern Utah's largest independent office. He actively participates in national insurance policy discussions and served as Utah's Independent Insurance Agents Association President.
Mischelle Webb
Office Manager / Commercial Lines Agent
Mischelle brings 30+ years of insurance experience, specializing in commercial lines and bonding since joining in 2002. She focuses on understanding business clients' unique needs to provide tailored insurance solutions that protect their commercial operations.
Angela Ovard
Personal Lines Manager / Personal Lines Agent
A St. George native with 20+ years in insurance, Angela leads our personal lines division. She transitioned from administrative roles to become a licensed agent in 2010, combining management expertise with direct client service experience.
Trenton Luke
Commercial & Personal Lines Producer
Trenton has earned PLCS and CLCS designations since joining in 2012. He combines construction industry experience with insurance expertise to develop long-lasting business relationships and provide comprehensive coverage solutions.
Lyssa Thompson
Personal Lines Agent
Lyssa joined in 2023 with 15+ years in insurance, specializing in personal lines. She focuses on building client relationships to find optimal insurance solutions while balancing family life with four children.
Questions
What types of insurance do you offer?
We provide auto, home, life, health, and business insurance solutions including commercial auto, general liability, and workers compensation coverage.
Are you affiliated with specific insurance companies?
As an independent agency, we represent multiple top-rated insurance carriers to provide diverse coverage options and competitive pricing.
Do you specialize in personal or commercial insurance?
We offer both personal and commercial insurance services with dedicated specialists for home, auto, and business insurance needs.
How can I get a personalized insurance quote?
Contact our St. George office directly to speak with a licensed agent who will assess your specific insurance requirements and provide tailored recommendations.
What makes your agency different from others?
Our 25+ year local experience, team of specialized agents, and independent agency model combine to deliver personalized service with nationwide carrier options.
Do you offer insurance for recreational vehicles?
Yes, we provide coverage for recreational vehicles including motorcycles, RVs, and personal watercraft through our auto insurance division.