Business Details
Your Trusted Financial and Insurance Partner in St. George
PCL Southern Insurance is dedicated to helping families build financial resilience and legacy through comprehensive insurance and financial planning services. Our team specializes in life, health, auto, home, and Medicare insurance solutions, tailored to meet individual client needs. We operate as an independent insurance brokerage, providing unbiased reviews and competitive quotes from multiple carriers. Our approach emphasizes financial education, debt-free strategies, and legacy planning to ensure clients achieve long-term stability. With offices in St. George, Utah, and Astoria, Oregon, we serve communities across seven western states.Our philosophy combines personalized service with a commitment to community values and ethical financial practices. We focus on creating customized financial roadmaps that address both immediate needs and future aspirations. Our expertise extends to specialized insurance products for unique assets like recreational vehicles and collector cars. We prioritize client education through workshops and one-on-one consultations to enhance financial literacy. Our team brings decades of combined experience in insurance and financial planning to deliver trusted guidance.
Services
Life Insurance
Health Insurance
Auto Insurance
Financial Planning
Medicare Plans
Home Insurance
RV Insurance
Collector Car Insurance
Cancer Insurance
Dental Vision Plans
Highlights and features
- We offer personalized financial planning with a focus on legacy building
- Our independent brokerage provides unbiased insurance carrier comparisons
- We specialize in debt-free financial strategies and tax-efficient planning
- Our team has decades of combined experience in insurance and finance
- We provide specialized insurance solutions for unique assets and lifestyles
What people say
Personalized approach
Comprehensive options
Financial education focus
Experienced agents
Legacy planning expertise
Services
Life Insurance
Life insurance provides financial protection for loved ones after death. Our policies help replace income, cover final expenses, and create lasting legacies. We offer term and whole life options tailored to individual needs and budgets. Our specialists help clients determine appropriate coverage amounts based on family needs and financial obligations.
Health Insurance
Health insurance solutions protect against medical expenses from illness or injury. We provide individual, family, and group plans with various coverage options. Our Medicare specialists help navigate enrollment periods and plan selections. We focus on finding cost-effective solutions that balance premiums with out-of-pocket expenses for optimal protection.
Financial Planning
Financial planning services create roadmaps for achieving life goals through proper resource allocation. We help clients with debt reduction, savings strategies, and legacy planning. Our approach considers tax implications, market risks, and personal circumstances. We emphasize building financial resilience through diversified investment strategies and emergency fund creation.
Auto Insurance
Auto insurance protects against financial loss from vehicle accidents or damage. We offer coverage for standard vehicles, collector cars, and specialty vehicles. Our independent agency compares multiple carriers to find competitive rates. We help clients understand coverage options including liability, collision, and comprehensive protection tailored to their specific needs.
Medicare Plans
Medicare plan services help seniors navigate government health insurance options. We explain Original Medicare vs. Advantage Plan differences and prescription drug coverage. Our specialists provide guidance on enrollment timelines and supplemental coverage. We focus on helping clients optimize coverage while managing out-of-pocket costs through personalized plan comparisons.
People
Kevan Adams
Founder
Kevan Adams founded PCL Southern Insurance with a mission to help families build financial resilience. He brings decades of insurance and financial planning experience to client consultations. His approach combines practical financial strategies with ethical business practices to create lasting client relationships.
Shane Adams
Agent
Shane Adams specializes in life and health insurance solutions for families in North-Central Utah. He helps clients navigate complex insurance products and create personalized protection plans. His client-centered approach focuses on long-term financial security and legacy planning for future generations.
Questions
What types of insurance do you offer?
We offer life, health, auto, home, Medicare, dental, vision, and specialty insurance for recreational vehicles and collector cars.
Do you work with multiple insurance carriers?
Yes, as an independent agency we represent multiple carriers to find the best coverage options and competitive rates for clients.
How can you help with financial planning?
We provide debt reduction strategies, savings plans, and legacy building techniques tailored to individual financial situations and goals.
Do you serve clients outside Utah?
We serve clients in Alaska, Arizona, Idaho, Maryland, Oregon, Utah, and Washington through our licensed agents.
What makes you different from other agencies?
We combine personalized service with financial education, focusing on long-term client relationships rather than transactional interactions.
How do I schedule a consultation?
Call 435-635-4103 or use our online contact form to schedule a personalized consultation with one of our insurance specialists.
