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Business Details
37 Years
experience
Your Trusted Partner for Commercial Insurance Solutions
Clausen Insurance Services has been a family-owned and operated business since 1989, dedicated to providing customized commercial insurance solutions. With over 30 years of experience in commercial lines, we specialize in creating innovative risk management programs tailored to meet the unique needs of businesses nationwide. Our foundation is built on core values of work ethic, service, and ownership, ensuring clients receive comprehensive coverage through partnerships with trusted insurers. Licensed across the United States, we serve diverse industries from Calabasas, CA, to Knoxville, TN, offering personalized approaches to commercial, real estate, construction, and personal lines insurance. Our team of experts, including Rick Clausen, Casey Clausen, and Katie Clausen, prioritizes client satisfaction by delivering cost-effective solutions that address evolving business risks.

By combining industry expertise with a customer-centric philosophy, we empower clients to focus on growth while we manage their insurance needs. Our services extend to specialized areas such as private collections, watercraft, and aircraft insurance, ensuring protection for high-value assets. Through decades of experience, we have established a reputation for translating client visions into actionable insurance strategies. Our commitment to excellence is reflected in our ability to represent national accounts while maintaining the personalized touch of a family-owned agency. We continuously adapt to industry changes, ensuring clients remain protected against emerging risks.
Services
Commercial Insurance Workers Compensation Directors and Officers Liability Employment Practices Liability Umbrella Property Real Estate Insurance Construction Insurance Homeowners Insurance Private Collection Insurance Watercraft & Aircraft Insurance
Details
  • Year established: 1989
Highlights and features
  • We are a family-owned business with over 30 years of experience in commercial insurance.
  • Our team includes industry experts with deep knowledge of risk management.
  • We offer personalized insurance solutions tailored to unique business needs.
  • We serve clients nationwide with a focus on customer service and innovation.
  • Our partnerships with trusted insurers ensure comprehensive coverage options.
What people say
Safe, trust and honesty Service much better than competitors Personalized approach Innovative solutions Customer service oriented
Services
Commercial Insurance
Commercial insurance provides risk management solutions for companies of all sizes. We assess business operations to develop customized policies that address liability, property, and operational risks. This coverage protects against financial losses from lawsuits, property damage, and workplace injuries.
Workers Compensation
Workers' compensation insurance covers medical expenses and lost wages for employees injured on the job. It protects businesses from legal costs associated with workplace injury claims while ensuring employee well-being.
General Liability Insurance
General liability insurance protects against third-party claims for bodily injury, property damage, and advertising injuries. It covers legal fees and repair costs, helping businesses avoid out-of-pocket expenses from lawsuits.
Commercial Umbrella Insurance
Commercial umbrella insurance provides additional liability coverage beyond standard policies. It fills gaps in general liability, auto, and employers' liability insurance, protecting against high-cost claims and lawsuits.
Construction Insurance
Construction insurance mitigates risks for local and national construction projects. It covers property damage, liability claims, and equipment losses, reducing financial exposure during building operations.
People
Rick Clausen
President
Rick Clausen leads Clausen Insurance Services with decades of industry experience, focusing on strategic growth and client relationships.
Casey Clausen
President of Sales & Marketing
Casey Clausen drives sales and marketing initiatives, leveraging industry expertise to expand service offerings and client engagement.
Katie Clausen
President of Commercial & Personal Lines
Katie Clausen oversees commercial and personal insurance lines, ensuring tailored solutions that meet evolving client needs.
Questions
What types of commercial insurance do you offer?
We provide general liability, workers' compensation, directors and officers liability, employment practices liability, and umbrella insurance for businesses.
Do I need workers' comp if I hire subcontractors?
Requirements vary by state; we help determine if subcontractors need coverage based on local regulations.
How is general liability different from workers' comp?
General liability covers third-party injuries/property damage, while workers' comp covers employee-related medical expenses and lost wages.
What does commercial umbrella insurance cover?
It extends coverage beyond standard policies for liability claims exceeding limits of general liability, auto, or employers' liability insurance.
Do you offer personal insurance solutions?
Yes, we provide homeowners insurance, private collection coverage, and specialized policies for watercraft and aircraft.
How do you tailor insurance to specific industries?
Our team assesses unique risks and creates customized programs for construction, real estate, healthcare, technology, and other sectors.