Business Details
15 Years
experience
Your Trusted Insurance & Financial Planning Partner in Beverly Hills
At Pendo Insurance, we are dedicated financial professionals committed to helping clients achieve secure and enjoyable retirements through personalized strategies. Founded in 2011 and led by President Danial Fereydani, a nationally recognized advisor ranked in the top 1% of the industry, we specialize in annuities, life insurance, and tax-efficient estate planning. Our three-pillar approach focuses on guaranteed lifetime income, legacy protection, and advanced tax strategies to preserve wealth and minimize liabilities.With offices in Beverly Hills and clients across five states, we collaborate with a network of over 50 insurance providers and trusted professionals to deliver tailored solutions. Recognized as Best Insurance Advisor in Los Angeles by the Daily News, we prioritize ethical practices as an approved National Ethics Bureau member, ensuring transparency and client-centric service in every interaction.
Services
Annuities
Life Insurance
Tax Planning
Estate Planning
Retirement Strategy
Financial Inventory
Legacy Planning
Income Planning
IRA Consultation
Insurance Consultation
Details
- Year established: 2011
Highlights and features
- We offer personalized financial plans tailored to your unique retirement goals
- Our three-pillar approach ensures comprehensive income, legacy, and tax planning
- Award-winning advisors ranked in the top 1% nationally by industry standards
- Access to over 50 insurance providers for optimal solution comparisons
- Focus on tax-efficient strategies that have saved clients hundreds of thousands
Associations and certifications
- National Ethics Bureau
Services
Annuities
We specialize in fixed and fixed-index annuities that guarantee principal protection while providing reasonable returns. These products create secure lifetime income streams to supplement Social Security and pensions. Our independent broker status allows comparison across 50+ providers to find optimal solutions for long-term financial security.
Life Insurance
We offer term and permanent life insurance solutions for income replacement and tax-free legacy planning. Our experts help clients select appropriate coverage amounts and policy types that align with estate planning goals. We facilitate smooth application processes and provide ongoing policy review services to ensure continued suitability.
Tax Planning
Our tax strategies identify opportunities to reduce retirement tax burdens through strategic asset positioning. We specialize in minimizing Required Minimum Distribution impacts and implementing tax-efficient withdrawal strategies. These approaches help preserve more wealth for both personal use and legacy transfer purposes.
Estate Planning
We collaborate with estate attorneys to create comprehensive plans that protect assets from probate and maximize tax-free transfers. Our services include trust integration, beneficiary designation review, and coordination with legal professionals to ensure seamless wealth transfer according to client wishes.
Retirement Strategy
We develop customized retirement plans using detailed financial inventory analysis and state-of-the-art software. Our approach combines guaranteed income products with tax optimization strategies to create sustainable withdrawal plans. We provide ongoing strategy adjustments to maintain alignment with evolving client needs and market conditions.
People
Danial Fereydani
President & Founder
Licensed independent insurance advisor with 15+ years experience in retirement planning. Recognized as top 1% advisor nationally and Daily News' Best Insurance Advisor in Los Angeles. Specializes in income planning and tax-efficient legacy strategies.
Questions
What is an annuity and how does it work?
An annuity is an insurance product that guarantees principal protection and provides lifetime income streams. Fixed annuities offer set returns while fixed-index options link growth to market indices with downside protection.
How can Pendo help with retirement planning?
We create personalized retirement strategies using annuities, life insurance, and tax optimization techniques. Our three-pillar approach ensures income security, legacy protection, and tax efficiency tailored to individual financial situations.
What types of life insurance do you offer?
We provide term life insurance for temporary coverage needs and permanent options like whole/universal life for lifelong protection with cash value accumulation components to meet various estate planning objectives.
Do you work with clients outside California?
Yes, we serve clients in California, Nevada, Massachusetts, Florida, and Texas, providing customized insurance and retirement solutions regardless of geographic location through virtual consultations and local partnerships.
How are your services different from other advisors?
We combine independent broker status with top 1% industry recognition, offering access to 50+ providers and specialized expertise in guaranteed income solutions that few advisors can match.
What happens during a free consultation?
Our initial consultation reviews your current financial situation, retirement goals, and risk tolerance. We'll discuss potential strategies involving annuities, life insurance, and tax planning techniques tailored to your specific needs.
