Business Details
21 Years
experience
Your Trusted Insurance Partner in Norco, CA
Established in 2005, Raymond Bozarth Insurance Agency was founded on a lifelong commitment to providing exceptional insurance services rooted in client-centric values. With over two decades of experience in customer service and a family legacy in insurance spanning generations, our agency combines deep industry expertise with personalized attention. We specialize in homeowners, auto, life, business, and specialized coverage like earthquake and flood insurance, ensuring comprehensive protection tailored to individual needs.Our team conducts annual policy reviews to identify coverage gaps and offers fast, accurate quotes regardless of existing insurer relationships. We prioritize transparency, working directly with loan and escrow companies to streamline processes for clients while maintaining competitive pricing across all products.
Services
Homeowners Insurance
Auto Insurance
Life Insurance
Business Insurance
Earthquake Coverage
Flood Insurance
Workers Compensation
Umbrella Policies
Bond Services
Policy Reviews
Details
- Year established: 2005
Highlights and features
- We offer personalized insurance consultations and annual policy reviews
- Our team provides specialized coverage for wildfire-prone properties up to Fireline 6
- We maintain direct partnerships with loan and escrow companies for streamlined service
- Our agency offers flexible payment plans for all insurance products
- We combine 20+ years of customer service experience with family insurance industry legacy
Associations and certifications
- CNA Surety
- Aegis Earthquake Insurance
Services
Homeowners Insurance
We provide comprehensive homeowners insurance solutions ranging from basic loan-closing coverage to fully customized policies. Our offerings include standard HO3 policies for primary residences and HO6 condominium policies. We specialize in assisting clients facing wildfire-related cancellations, offering coverage options for properties with Fireline scores up to 6 while maintaining competitive pricing and comprehensive protection.
Earthquake Insurance
Our Aegis Earthquake Insurance program offers California residents deductible options ranging from 5% to 25% of dwelling coverage. We provide customized quotes based on property specifics and coverage requirements while ensuring clear explanations of policy terms and conditions. This specialized coverage applies to both residential and commercial properties with flexible deductible structures.
Business Insurance
We offer tailored business insurance packages including property, liability, and workers compensation coverage. Our specialized agents help businesses protect against operational risks while ensuring appropriate policy structures. We provide competitive pricing without compromising coverage quality and offer policy reviews to maintain adequate protection as business needs evolve.
Policy Reviews
Our annual policy review service examines existing insurance coverage for gaps or redundancies regardless of current provider. We analyze policy details to ensure alignment with current needs and market conditions. This service helps clients maintain optimal coverage levels while identifying potential cost-saving opportunities through policy adjustments.
Bond Services
Through our partnership with CNA Surety, we offer various bonding solutions to meet legal and business requirements. Our bond services support clients needing financial guarantees for contractual obligations while providing guidance on appropriate bond types and amounts. We facilitate the bonding process with clear documentation and competitive pricing structures.
People
Raymond Bozarth
Insurance Agent
Licensed insurance professional with 20+ years customer service experience. Follows family legacy from father Claude Bozarth's Houston insurance agency. Prioritizes client needs through personalized insurance solutions and comprehensive coverage analysis.
Questions
What types of insurance do you offer?
We provide homeowners, auto, life, business, workers compensation, umbrella, earthquake, flood, and bond insurance along with policy review services.
Can you help with wildfire insurance issues?
Yes, we specialize in assisting clients facing wildfire-related cancellations and offer coverage options for properties with Fireline scores up to 6.
Do you offer payment plans?
We provide flexible payment options for all insurance products to accommodate different budget requirements.
Are earthquake insurance deductibles customizable?
Our Aegis Earthquake Insurance program offers deductible options ranging from 5% to 25% of dwelling coverage amounts.
Do you review existing policies?
Yes, we conduct annual policy reviews to identify coverage gaps and optimize insurance protection regardless of current provider.
How do you handle escrow requirements?
We work directly with loan and escrow companies to provide necessary documentation, reducing administrative burdens for our clients.
