Business Details
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Trusted Small Business Insurance Solutions
biBerk is a small business insurance provider dedicated to delivering cost-effective, comprehensive coverage solutions. As part of Warren Buffett's Berkshire Hathaway Insurance Group, we combine decades of industry expertise with a streamlined, direct-to-consumer model to eliminate unnecessary costs and pass savings of up to 20% directly to our clients. Our team of licensed insurance experts specializes in tailoring policies to meet the unique needs of small businesses, offering instant online quotes, 24/7 policy management, and fast claims processing. With over 200,000 satisfied customers and $52.2 billion in claims paid in 2023, we prioritize transparency, financial strength, and customer-centric service.Our A++ rating from A.M. Best Company underscores our commitment to reliability, while our integration of Berkshire Hathaway's resources ensures long-term stability and trustworthiness for businesses nationwide.
Services
Workers' Compensation
Professional Liability
General Liability
Business Owners Policy
Commercial Auto Insurance
Highlights and features
- We save businesses up to 20% through our direct-to-consumer insurance model
- Our policies integrate Berkshire Hathaway's financial strength and expertise
- 24/7 online policy management and instant quote generation
- Licensed experts provide personalized guidance for complex coverage needs
- Fast claims processing with $52.2 billion in 2023 claims payments
Associations and certifications
- A.M. Best Company
What people say
Smoothest process
Excellent service
Very easy
Personable demeanor
Stress-free experience
Services
Workers' Compensation
Protects businesses against costs from work-related injuries or illnesses. Covers medical expenses, lost wages, and legal liabilities. Required in most states for businesses with employees. Provides peace of mind through Berkshire Hathaway's financial backing and fast claims processing.
Professional Liability
Covers claims of professional mistakes or negligence. Protects service providers against lawsuits for financial harm caused by alleged errors. Includes defense costs and damages up to policy limits. Essential for consultants, accountants, IT professionals, and other service-based businesses.
General Liability
Covers third-party injuries and property damage. Protects against lawsuits for bodily injury, property damage, and advertising injuries. Recommended for all businesses with customer interactions or physical locations. Available with optional endorsements like cyber liability.
Business Owners Policy
Combines property and liability coverage in one policy. Covers building damage, business interruption, and liability claims. Ideal for small businesses needing comprehensive protection. Customizable with endorsements for equipment breakdown, liquor liability, and more.
Commercial Auto Insurance
Covers company-owned vehicles for liability and physical damage. Protects against accidents, theft, and weather-related damage. Available for cars, trucks, trailers, and specialty vehicles. Includes options for hired and non-owned vehicle coverage.
Questions
What types of business insurance does biBerk offer?
biBerk provides workers' compensation, professional liability (errors & omissions), general liability, business owners policies (BOP), commercial auto insurance, and umbrella coverage for small businesses.
How can I get a business insurance quote?
Obtain instant online quotes 24/7 by answering a few business questions, or speak with licensed insurance experts for personalized guidance.
Is biBerk part of Berkshire Hathaway?
Yes, biBerk operates under Berkshire Hathaway's insurance group, leveraging its financial strength and 75+ years of industry experience.
Can I manage policies online?
Yes, biBerk offers full online policy management including claims submission, certificate generation, and document downloads through your account.
What states does biBerk serve?
biBerk provides business insurance in all 50 U.S. states with coverage options varying by state regulations and business type.
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