Business Details
43 Years
experience
Trusted Insurance Solutions in Illinois
Since 1983, Mid America Insurance has redefined risk management as a premier professional agency in Central Illinois. With three strategically located offices across the state, we combine decades of industry expertise with innovative solutions to protect businesses and individuals. Our holistic approach extends beyond traditional insurance, incorporating occupational health, safety, and organizational health services since becoming part of Ledgestone in 2020. Our team of licensed advisors delivers tailored coverage programs through partnerships with multiple insurance carriers, ensuring comprehensive protection for clients across diverse industries. We maintain a strong commitment to integrity and excellence, demonstrated through our 40+ years of continuous service and deep understanding of evolving risk landscapes. Our proprietary tools like Engagement quantify workplace culture to deliver measurable improvements in employee satisfaction and operational efficiency.We specialize in business insurance, employee benefits, and personal insurance solutions, with particular expertise in non-profit, contractor, and restaurant industries. Our safety experts provide proactive risk assessments and training programs to prevent workplace incidents before they occur. We pride ourselves on being an independent agency that prioritizes client needs over carrier interests, maintaining transparent communication and no hidden fees. Our experience spans commercial property, liability, workers' compensation, cyber liability, and specialized coverages like directors & officers insurance. We combine technical expertise with personalized service, ensuring clients receive both appropriate coverage and responsive support during claims processes.
Services
Business Insurance
Employee Benefits
Personal Insurance
Risk Management
Occupational Health & Safety
Details
- Year established: 1983
Highlights and features
- We offer 40+ years of risk management expertise in Central Illinois
- Our holistic approach combines insurance with occupational health and safety services
- We maintain independence to provide unbiased insurance solutions
- Our proprietary Engagement tool quantifies workplace culture improvements
- We provide proactive safety assessments and training programs
Services
Business Insurance
Our business insurance solutions protect companies against operational risks through comprehensive coverage options. We offer business owners policies, liability insurance, workers' compensation, and specialized coverages tailored to specific industries. Our experts help businesses in Illinois mitigate financial risks from property damage, lawsuits, and operational disruptions.
Employee Benefits
We design competitive employee benefits packages that attract and retain talent while managing employer costs. Our offerings include group health, dental, vision, life, and disability insurance programs. We also provide voluntary benefits and compliance support to help businesses meet regulatory requirements while maintaining workforce satisfaction.
Risk Management
Our risk management services identify potential threats to business operations and implement mitigation strategies. Through safety inspections, training programs, and policy development, we help organizations prevent workplace incidents and reduce insurance costs. Our proprietary Engagement tool measures organizational health to improve workplace culture and productivity.
Occupational Health
We provide comprehensive occupational health and safety services to prevent workplace injuries and illnesses. Our board-certified safety experts conduct inspections, develop safety protocols, and deliver training programs tailored to specific industries. Our proactive approach helps businesses maintain compliance and reduce workers' compensation claims.
Personal Insurance
We offer personal insurance solutions protecting individuals' assets and lifestyles. Our offerings include auto, home, umbrella, and high net worth insurance policies. We help clients in Illinois protect their personal assets while providing bundled options for cost-effective coverage that adapts to changing life circumstances.
Questions
What types of business insurance do you offer?
We offer business owners policies, liability insurance, workers' compensation, commercial property insurance, cyber liability, and specialized coverages for non-profits, contractors, and restaurants.
Do you provide employee benefits packages?
Yes, we offer group health, dental, vision, life, disability insurance, and voluntary benefits programs tailored to businesses' needs and budgets.
Are you licensed to operate in Illinois?
Yes, we are a licensed insurance agency in Illinois with offices in East Peoria, Bloomington, and Pontiac.
What risk management tools do you provide?
We offer the Engagementâ„¢ tool for measuring workplace culture, safety inspections, and customized risk mitigation strategies to prevent business disruptions.
How do you help with occupational safety?
Our board-certified safety experts conduct workplace assessments, develop safety protocols, and provide training programs to prevent workplace injuries and illnesses.
What personal insurance products are available?
We offer auto, home, umbrella, and high net worth insurance policies to protect individuals' personal assets and lifestyles.
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