Business Details
23 Years
experience
Your Trusted Long Term Care Insurance Partner in Chicago
Founded in 2003, Burling Insurance Group LTC specializes in personalized long-term care insurance solutions designed to protect clients' financial security and quality of life. Our team leverages longstanding relationships with leading insurance carriers to craft tailored plans for individuals, families, and employer groups nationwide. We prioritize client education, emphasizing the importance of preparing for the financial risks associated with long-term care.As industry specialists, we remain actively engaged in monitoring trends, plan designs, and carrier financial stability to ensure our clients receive the most effective solutions. Our commitment to excellence is reflected in our dedication to empowering clients with the knowledge and tools needed to make informed decisions about their future care.
Services
Long Term Care Insurance
Employer LTC Programs
Wealth Advisor Collaboration
LTC Planning Consultation
Insurance Carrier Access
Details
- Year established: 2003
Highlights and features
- We offer over two decades of specialized expertise in long-term care insurance since 2003.
- Our personalized solutions prioritize client financial security and quality of life.
- We maintain partnerships with leading national long-term care insurance carriers.
- Our team provides comprehensive education on financial risks and insurance options.
- We actively monitor industry trends and carrier stability to ensure optimal coverage.
Services
Long Term Care Insurance
Long-term care insurance covers services like home health care, nursing home care, and custodial care, protecting financial assets from high care costs. This insurance ensures clients maintain independence and choice in their care options while alleviating family burdens. Our specialists help clients navigate policy options tailored to individual needs.
Employer LTC Programs
Employer-sponsored long-term care programs protect employees' financial security and reduce caregiving-related workplace disruptions. These plans offer tax advantages, enhance benefits packages, and support workforce productivity by addressing employees' long-term care needs through group coverage solutions tailored to business requirements.
Wealth Advisor Collaboration
We partner with wealth advisors to integrate long-term care planning into comprehensive financial strategies. Our services help clients preserve retirement funds, optimize tax benefits, and ensure care continuity while maintaining legacy goals through specialized insurance solutions aligned with high-net-worth planning needs.
LTC Planning Consultation
Personalized consultations assess individual risk factors and financial goals to develop customized long-term care strategies. Our experts guide clients through coverage options, eligibility criteria, and policy implementation, ensuring informed decisions that protect against unexpected care costs and maintain financial stability.
Insurance Carrier Access
We provide access to multiple top-tier long-term care insurance carriers, offering diverse plan designs and competitive pricing. This network enables clients to select policies matching their specific needs while benefiting from our expertise in negotiating optimal coverage terms and provider relationships.
People
Gail Steingold
Founder & Principal
Gail Steingold founded Burling Insurance Group LTC in 2003, combining healthcare service expertise with insurance development. A nationally recognized LTC specialist, she has held leadership roles at major insurance firms and earned industry accolades for sales achievements and client advocacy.
Questions
What does long-term care insurance cover?
LTC insurance covers home health care, nursing home care, custodial care, and assisted living facilities, providing financial protection for extended care needs not covered by traditional health insurance or Medicare.
Why do I need long-term care insurance?
LTC insurance protects your assets from high care costs, preserves independence in care choices, and reduces financial burdens on family members while ensuring access to quality care services when needed.
How are long-term care insurance premiums determined?
Premiums depend on age, health status, policy coverage limits, and underwriting criteria. Early planning typically results in lower premiums and better eligibility outcomes for comprehensive coverage options.
Can employers offer LTC insurance to employees?
Yes, we help employers implement group LTC plans that provide tax advantages, enhance benefits packages, and support workforce stability by addressing employees' long-term care needs through customized corporate solutions.
How does LTC insurance differ from Medicare?
Medicare provides limited skilled care coverage after hospitalization, while LTC insurance offers broader financial protection for extended custodial and non-medical care services required in long-term scenarios not covered by standard health insurance.
What factors affect LTC insurance eligibility?
Eligibility considers health history, current medical conditions, and functional abilities. Pre-existing conditions like dementia or Parkinson's may impact coverage availability, requiring early planning for optimal policy options.
Videos
