Business Details
Your Trusted Insurance Partner in San Antonio
Sanger & Altgelt has been a trusted name in insurance for over a century, providing personalized coverage solutions to individuals, families, and businesses. Our legacy of service, rooted in strong ethical conduct and deep industry knowledge, ensures clients receive tailored protection for both simple and complex risks. As a subsidiary of Jefferson Bank, we combine generational expertise with modern innovation to deliver comprehensive insurance products. Our team prioritizes client relationships, offering guidance on risk management, policy optimization, and claims support. With a focus on adaptability, we address evolving threats like cyber risks while maintaining traditional coverage for homes, vehicles, and businesses.Our commitment to community and client-centric values has solidified our reputation as a leader in South Texas. We continuously invest in technology and training to enhance service delivery and expand product offerings. By fostering a culture of transparency and accountability, we ensure clients feel confident in their insurance decisions. Our multi-generational leadership team brings decades of experience in underwriting, claims resolution, and strategic growth. Through partnerships and a global network of consultants, we provide access to diverse insurance solutions tailored to individual needs.
Services
Personal Insurance
Business Insurance
Cybersecurity Coverage
Farm and Ranch Insurance
Life Insurance
Surety Bonds
Travel Risk Protection
Loss Control Services
Employee Benefits
Professional Liability
Highlights and features
- We offer over 120 years of experience in personalized insurance solutions.
- Our team holds advanced certifications in risk management and insurance services.
- We provide tailored coverage for emerging risks like cyber threats and identity theft.
- Our partnership with Jefferson Bank strengthens financial stability and service offerings.
- We maintain a client-centric approach with dedicated claims support and policy reviews.
What people say
Great customer service
Knowledgeable and reputable
Highly recommend them
Attentive and proactive
Strong community roots
Services
Personal Insurance
Sanger & Altgelt offers customized personal insurance solutions for homes, vehicles, and digital assets. Our policies protect against property damage, liability claims, and cyber threats. With tailored options for life, disability, and long-term care, we ensure financial security for families. Our team provides ongoing policy reviews and risk assessments to adapt to changing needs.
Business Insurance
We provide comprehensive business insurance covering liability, property damage, and professional risks. Our solutions include cyberattack coverage, employee benefits, and surety bonds. Tailored risk management strategies help companies navigate complex challenges. With access to diverse carrier partnerships, we design policies that align with industry-specific needs and regulatory requirements.
Cybersecurity Insurance
Our cybersecurity insurance safeguards against identity theft, data breaches, and ransomware attacks. Coverage includes fraud recovery, legal fees, and privacy breach mitigation. We offer proactive risk assessments to identify vulnerabilities. Clients receive support for incident response and credit restoration, ensuring business continuity in the digital age.
Farm and Ranch Insurance
Specialized insurance for Texas farms and ranches covers property, livestock, and equipment. Policies protect against weather damage, liability claims, and operational risks. We provide workers' compensation and liability extensions for agricultural businesses. Customizable plans ensure protection for family-owned operations and large-scale agribusinesses.
Life Insurance
We offer term, whole, and universal life insurance policies to secure family futures. Coverage includes income replacement, debt protection, and estate planning. Our advisors help clients determine appropriate coverage amounts and beneficiaries. Policies are designed to support long-term financial goals and wealth transfer strategies.
People
Mac Altgelt
Chief Executive Officer
With 17+ years in insurance, Mac specializes in global risk management and commercial negotiations. He leads strategic growth initiatives and technology investments at Sanger & Altgelt. A graduate of Texas Tech University, he focuses on client retention and product innovation.
Heather Haynes
President
Heather has 27 years of experience in risk management and client relations. She oversees agency operations and commercial insurance strategies. A certified insurance professional, she emphasizes personalized service and staff development. She graduated from Southern Methodist University with a business degree.
David Smith
Chief Financial Officer
David manages financial operations and HR functions with 20 years of experience at Sanger & Altgelt. He implements technology upgrades and expands market offerings. Holding accounting degrees from Trinity University, he focuses on improving client relations and operational efficiency.
Questions
What types of personal insurance do you offer?
We provide homeowners, auto, life, cyber, and farm insurance tailored to individual needs.
Do you specialize in commercial insurance?
Yes, we offer business liability, cyberattack coverage, surety bonds, and employee benefits for companies of all sizes.
How do I file an insurance claim?
Contact our team directly via phone or email for prompt assistance with claims processing and support.
Are you affiliated with Jefferson Bank?
Yes, we are a subsidiary of Jefferson Bank, enhancing our financial stability and service capabilities.
Do you cover agricultural operations?
We specialize in farm and ranch insurance, including property, livestock, and equipment protection.
What sets you apart from other insurers?
Our century-long legacy, personalized approach, and advanced risk management solutions distinguish our services.
