Optima Group

Welcome to Optima Group, your trusted partner in providing quality insurance services and risk management advice. We take pride in our long history in the industry, our comprehensive product knowledge, and our personalized attention that sets us apart from the competition. Our full-service experience is designed to deliver exceptional value and peace of mind for our clients.

Personal Property and Auto

At Optima Group, we understand the importance of protecting your personal property and vehicles. That's why we offer a range of insurance solutions tailored to your specific needs. From auto insurance to homeowner, renters, flood, umbrella policies, auto, motorcycle, boat, RV, classic and antique car, off-road vehicle, and more, we've got you covered. Our experienced agents work with you to assess your risk management needs, identify potential hazards, and provide customized insurance solutions that offer the best value and protection for you and your family.

Homeowner Insurance

Your home is one of your most valuable assets, and protecting it is crucial. Our homeowner insurance solutions are designed to provide comprehensive coverage for your property and personal belongings. We work with you to identify the right level of coverage for your home, property, and possessions, ensuring that you have the protection you need in case of damage or loss. From kitchen fires to windstorms, our insurance solutions offer peace of mind and protection for your home and family.

Additional Living Expenses

If you can't live in your home due to a covered loss, our insurance solutions provide additional living expenses to cover the costs of temporary accommodations, meals, and other expenses while your home is being repaired or rebuilt. We understand that being displaced from your home can be stressful and inconvenient, and we're here to help minimize the impact on your daily life.

Personal Liability Coverage

Our personal liability coverage provides protection if someone is injured or their property is damaged and you are to blame. Our coverage applies anywhere in the world, and we work with you to determine the right level of coverage for your assets and potential risks. Our goal is to provide you with the right level of protection to give you peace of mind and financial security.

Medical Coverage

Our medical coverage helps cover medical expenses for guests if they are injured on your property. We work with you to determine the right level of coverage for your needs, ensuring that you have the protection you need in case of an accident.

Personal Property Insurance

Our personal property insurance helps replace your personal belongings if they are lost, stolen, or destroyed as a result of a covered loss. We understand that your personal belongings are important to you, and our insurance solutions offer protection and peace of mind for your possessions.

Scheduled Personal Property Coverage

If you have special possessions such as jewelry, art, antiques, or collectibles, we offer additional coverage to provide broader protection for these items. Our scheduled personal property coverage ensures that your valuable possessions are protected and secure.

At Optima Group, we're committed to providing the best insurance solutions for your personal property and auto needs. Our experienced agents work with you to assess your risk management needs, identify potential hazards, and provide customized insurance solutions that offer the best value and protection for you and your family. Contact us today to learn more about our personal property and auto insurance solutions.