Protecting What Matters Most, One Policy at a Time.
A Legacy of Protecting What Matters Most
Charlotte Insurance Agency has proudly served individuals and businesses in the community since 1869. With over 200 years of combined experience among our dedicated team, we understand the unique insurance needs of our diverse clientele. Our unwavering commitment to personalized service and competitive coverage has earned us the trust of generations.
What Sets Us Apart?
We partner with leading insurance companies to offer a comprehensive range of personal and business insurance plans. Our experienced agents take the time to understand your individual needs and goals before recommending the most suitable coverage options. We believe in transparent communication and providing clear explanations to ensure you feel confident in your insurance decisions.
Quality Coverage Tailored to You
Our comprehensive coverage options include:
Personal Insurance
- Homeowners & Renters Insurance
- Auto & High-Risk Auto Insurance
- Motorcycle & Boat Insurance
- Recreational Vehicle & Snowmobile Insurance
- Personal Umbrella Coverage
- Health & Life Insurance
Business & Farm Insurance
- Workers' Compensation Insurance
- General Liability Insurance
- Business Owner's Policy (BOP)
- Commercial Auto Insurance
- Property Insurance
Exceptional Expertise & Personalized Service
Our team of knowledgeable agents has access to multiple insurance companies, allowing us to offer competitive prices and customized options. We prioritize open communication, always keeping you informed and involved throughout the process. Our responsive customer service ensures your needs are met promptly and efficiently.
Request a Free Quote Today
Let us review your current coverage and identify potential savings. We encourage you to request a no-obligation quote and experience the difference working with Charlotte Insurance Agency. Our skilled agents are ready to guide you toward the personalized protection you deserve.
Overall Experience
This group of reviewers has consistently had positive experiences with Charlotte Insurance, with all five authors giving the company a perfect 5-star rating.
Friendliness and Helpfulness
Reviewers have commented on the friendly and helpful nature of the staff, with Authors Shannon Hansen, David, and Cheryl Gildner all mentioning their positive experiences with the company's customer service. Author Carl Bowens noted that the service was great and the company didn't try to sell him more than he needed.
Professionalism
Authors David and Jonathan Potter commended the company's professionalism, with David stating that they go above and beyond to help customers. Jonathan noted that Charlotte Insurance is a great place to get a good deal on great coverage.
Insurance Options
Author Cheryl Gildner specifically noted that the company helped her find the best insurance option for adding a teenager to her policy. Jonathan mentioned that the company works with a wide range of insurance types, including home, auto, and business insurance.
Conclusion
Overall, these reviewers have been extremely satisfied with their experiences at Charlotte Insurance.

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