Business Details
Affordable Renters Insurance in Irvine, CA
eRenterPlan, a licensed insurance agency operated by Multifamily Internet Ventures, LLC, has been a trusted provider of renters insurance solutions since its inception. As a subsidiary of RealPage, Inc., we leverage our expertise in the multifamily industry to deliver comprehensive coverage tailored to the unique needs of renters across all 50 states. Our eRenterplan policies are designed to protect personal property, provide liability coverage, and address water and pet-related damages, ensuring peace of mind for policyholders.Backed by reputable underwriters like American Modern Insurance Group, Markel, and American National Property and Casualty Company, we prioritize transparency, affordability, and exceptional customer service. Our team is committed to simplifying the insurance process, offering replacement cost coverage without depreciation deductions, and maintaining stable rates even after claims. With flexible payment options and 24/7 support during designated hours, we strive to make insurance accessible and hassle-free for renters nationwide.
Services
Personal Liability
Personal Property Coverage
Water Damage
Pet Damage
Additional Living Expenses
Highlights and features
- We offer replacement cost coverage without depreciation deductions.
- No rate increases occur after filing a claim.
- Coverage includes water damage caused by tenant negligence.
- All dog breeds are covered with no liability limits.
- Additional living expenses covered up to 100% of policy limits.
What people say
Quick sign-up process
Landlord is happy
Services
Personal Liability
Protects against lawsuits for injuries or property damage caused by the policyholder. Covers legal fees and settlements up to specified limits. Essential for renters seeking financial security against unexpected claims.
Personal Property Coverage
Covers theft, loss, or damage to personal belongings like furniture and electronics. Provides replacement cost coverage without depreciation deductions. Ideal for safeguarding valuables in rental units.
Water Damage
Covers water-related incidents like pipe bursts or appliance leaks. Includes damages caused by tenant negligence. Offers peace of mind for common rental property risks.
Pet Damage
Protects against property damage caused by pets. Covers repairs for scratches, stains, or other accidental damage. Allows renters with pets to secure coverage without exclusions.
Additional Living Expenses
Covers temporary housing costs if displacement occurs due to covered damages. Provides up to 100% of policy limits. Ensures continuity during unexpected relocation.
Questions
Is renters insurance billed in advance?
Yes, policies are billed in advance with automatic recurring payments.
Will I receive a paper bill for my policy?
No, electronic billing is used with automatic payment processing.
How are billing dates determined?
Billing dates occur two weeks before coverage periods to prevent lapses.
Does coverage cancel automatically at lease end?
No, manual cancellation is required via online portal or phone.
Can I transfer coverage to a new home?
Yes, contact us to update your policy address for continued coverage.
Are storage unit belongings covered?
Yes, with coverage limits of 10-20% of personal property amount.
