Business Details
48 Years
experience
Emergency
services
Your Trusted Insurance Partner in Baton Rouge
Lanoix Insurance has served the Baton Rouge and River Parishes communities since 1978, offering personalized insurance solutions tailored to individual and business needs. Our team of experienced professionals, including Randy, Bryan, and David Lanoix, brings decades of combined expertise in auto, home, business, and specialty insurance products. As members of the Independent Insurance Agents of Louisiana and America, we maintain strong relationships with multiple insurance carriers to ensure competitive pricing and comprehensive coverage options. Our commitment to the community is reflected in our family-oriented approach, treating every client with the respect and attention they deserve. We prioritize transparency, prompt communication, and 24/7 availability to support clients during critical moments.With a focus on customized policies and a deep understanding of local risks, we empower clients to make informed decisions about their protection needs. Our dedication to continuous education ensures our team remains at the forefront of industry developments, while our Trusted Choice pledge guarantees ethical practices and client advocacy. From flood insurance to umbrella policies, we deliver solutions that balance affordability with robust coverage. Our long-standing reputation for reliability and client satisfaction has been built through consistent delivery of promises made over four decades of service.
Services
Auto Insurance
Home Insurance
Business Insurance
Flood Insurance
Hurricane Insurance
RV Insurance
Boat Insurance
Motorcycle Insurance
Contractor Insurance
Umbrella Policy
Details
- Year established: 1978
Highlights and features
- We offer over 40 years of combined insurance expertise in Baton Rouge
- Our team provides 24/7 availability for urgent insurance needs
- We maintain relationships with multiple carriers for competitive pricing
- Our agents hold industry certifications including Certified Insurance Counselor
- We specialize in customized policies for Louisiana's unique risks
Associations and certifications
- Trusted Choice
What people say
Excellent service
Affordable price
Professional
Trustworthy
Prompt assistance
Services
Auto Insurance
Our Baton Rouge auto insurance specialists help clients find customized coverage that meets Louisiana requirements while protecting against collision, theft, and natural disasters. We offer multi-policy discounts and work with multiple carriers to ensure competitive rates. Our agents provide personalized guidance to help clients understand coverage options and select policies that balance affordability with comprehensive protection.
Home Insurance
We provide tailored homeowners and renters insurance that protects against regional weather risks including thunderstorms, wind, and hail. Our policies can be customized with flood and hurricane coverage, and we offer umbrella policies for additional liability protection. Our agents help clients assess coverage needs based on property value, location, and personal circumstances to ensure adequate protection at reasonable rates.
Business Insurance
Our business insurance solutions include BOP policies for small businesses and customized commercial packages for larger operations. We offer property and casualty coverage, workers compensation, general liability, and specialized policies for contractors. Our agents work closely with business owners to identify risks and create comprehensive protection plans that allow them to focus on daily operations without insurance concerns.
Flood Insurance
We provide flood insurance policies through the National Flood Insurance Program, offering protection against water damage from heavy rains and natural disasters. Our agents explain coverage limitations and help clients understand the 30-day waiting period requirement. We assist in determining appropriate coverage amounts based on property location and flood risk assessments in Baton Rouge and surrounding areas.
Umbrella Policy
Our umbrella insurance policies provide additional liability coverage beyond standard homeowners or auto policies. We recommend $1-2 million policies to protect against catastrophic lawsuits, covering legal fees and medical expenses. This coverage is particularly valuable for homeowners with significant assets, providing peace of mind against under-insured liability risks that could threaten personal financial security.
People
Randy Lanoix
President and Founder
With over 30 years of insurance experience, Randy is a Certified Insurance Counselor and active member of insurance industry boards. He graduated from Louisiana State University and Nicholls State University, leading the agency since its founding.
Bryan Lanoix
Account Executive
Bryan specializes in personal and commercial insurance lines, bringing nearly a decade of experience to client consultations. He graduated from Louisiana State University with a general business degree.
David Lanoix
Account Executive
David focuses on personal and commercial insurance solutions, leveraging his business management degree from Louisiana State University. He represents the newest addition to the leadership team.
Kelly Oubre
Office Manager
With 25 years of agency experience and over 20 years licensed, Kelly manages customer service operations and ensures smooth policy administration for both personal and commercial clients.
Debbra Sparks
Customer Service
Debbra provides client support with over 19 years of experience in insurance services, assisting with policy management and claims processing for the agency's clientele.
Questions
How do I determine the right auto insurance coverage?
Our agents review your vehicle value, driving habits, and financial situation to recommend appropriate coverage limits and deductible options that balance protection with affordability.
What factors affect my insurance rates?
Rates depend on factors like your location, driving record, vehicle type, and coverage selections. We compare multiple carriers to find you the most competitive pricing.
Do you offer multi-policy discounts?
Yes, we provide discounts for bundling auto, home, and business insurance policies with the same company, potentially saving you hundreds annually.
Are you available for emergencies?
We offer 24/7 availability through emergency phone numbers and email for urgent insurance needs or claim assistance at any time.
How can I lower my insurance costs?
We identify applicable discounts like safe driver rewards, multi-vehicle savings, and bundling options while ensuring adequate coverage remains in place.
