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Welcome to Term Brokers, your trusted insurance provider across the Emerald Coast. We are an independent insurance agency dedicated to helping you find the right policy to protect your family, your home, and your business. With years of experience in the insurance industry, our team of experts is committed to providing you with the best coverage options at the most affordable rates.
At Term Brokers, we understand that buying insurance can be confusing and overwhelming. That's why we strive to make the process as simple and straightforward as possible. From getting a quote to choosing a plan, we'll be there to guide you every step of the way. Our team takes the time to evaluate your needs and help you make informed decisions about your coverage.
Our People
Our team of experts is what sets us apart from other insurance agencies. We are a group of licensed and experienced professionals who are passionate about helping our clients. Our agents are knowledgeable about the insurance industry and stay up-to-date with the latest trends and regulations. We are committed to providing exceptional customer service and ensuring that our clients are satisfied with their coverage.
Why Term Brokers?
At Term Brokers, we are committed to providing our clients with affordable coverage options, exceptional customer service, and peace of mind. We offer a range of insurance products and services, including personal and business insurance, to meet the unique needs of our clients.
Our personal insurance policies protect you and your family from the financial burden of unexpected events. From home insurance to car insurance to pet insurance, we've got you covered. Our policies are designed to provide comprehensive coverage and protection when you need it most.
Our business insurance policies are customized to meet the unique needs of Florida businesses. From general liability to commercial property to workers' compensation, we offer a range of coverage options to protect your business and employees.
As an independent insurance agency, we work with a network of insurers to offer you the right coverage at the right price. We are committed to providing our clients with the best rates possible and ensuring that they have the coverage they need to protect their assets and loved ones.
Areas We Serve
We proudly serve clients across Florida, including the Panhandle, The 30A, Okaloosa County, Walton County, and Bay County. Our team of experts is dedicated to providing exceptional customer service and helping our clients find the right coverage options for their unique needs.
At Term Brokers, we are your trusted insurance partner. Contact us today to learn more about our insurance products and services and to get a quote. We look forward to helping you protect your home and family.
Poor Customer Service
Term Brokers has received criticism for their poor customer service. Several reviewers have reported difficulty in getting responses, refunds, and assistance with their policies. Rv L. and Josh Wah experienced long wait times and unhelpful representatives, while Lori G. and Christina McIntosh were left hanging for extended periods without resolution to their issues.
Unreliable and Unhelpful
Some reviewers have expressed frustration with the company's lack of transparency and follow-through. Emma Mason reported being accused of being "shady" by a representative, and Chris Felix found that their policy was cancelled without proper explanation. The company's reputation has been tarnished by allegations of unhelpful and dismissive customer service.
Complaints about Cancelled Policies
Several reviewers have reported having their policies cancelled unexpectedly, without being given ample notice or chance to resolve the issue. Josh Wah and Chris Felix were left scrambling to find alternative coverage after their policies were cancelled, leading to a loss of confidence in the company.
Lack of Professionalism
The company has also been criticized for a lack of professionalism in their interactions with customers. Emma Mason found the representative to be unprofessional and Christina McIntosh was left feeling accusatory and unheard.

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