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We look forward to working with you and exceeding your expectations.

A Family-Owned Agency Protecting Your Financial Future

Since 2003, FCNB Insurance has been proudly serving the community with personalized insurance solutions tailored to individual needs. As a local, independent agency, we partner with over 40 top-rated insurance companies to offer you a comprehensive selection of plans and competitive rates.

Our Mission

Our mission is to empower our clients by providing personalized insurance solutions, ensuring they have the right coverage to protect what matters most. We prioritize building relationships with our clients by offering:

  • Personalized service: We take the time to understand your unique needs and goals to design a customized insurance plan.
  • Local expertise: Our experienced agents are familiar with the local area and understand the specific risks you face.
  • Competitive rates: We work hard to secure competitive prices from our partner insurance companies.
  • Outstanding claims handling: We guide you through the claims process and ensure your needs are met promptly and efficiently.

The FCNB Insurance Advantage

At FCNB Insurance, we go beyond simply selling insurance. We also:

  • Offer a variety of resources to help you learn about different insurance options.
  • Provide online tools for easy policy management.
  • Regularly review your coverage to ensure it remains adequate and meets your evolving needs.

Our Services

We offer a comprehensive range of insurance products to protect your:

Auto

  • Cars, trucks, motorcycles, boats, ATV/UTVs, classic cars

Home

  • Residential properties, condos, mobile homes, rental properties

Business

  • General liability, professional liability, property insurance, workers' compensation

Life

  • Term life insurance, whole life insurance, universal life insurance

Get a Quote and Get Protected Today

At FCNB Insurance, we believe in making insurance easy and affordable. Get a free, no-obligation quote today and discover the peace of mind that comes with knowing you're protected.

Reviews
Positive: The reviews highlight the agency's excellent service and proactive approach.
Negative: The negative reviews criticize the agency's process, citing lack of customer-centric approach and unhelpful staff.

Overall Experience

The reviews for FCNB Insurance Agency are mixed, with two five-star reviews praising the agency's service and one one-star review criticising the agency's process.

Positive Experiences

FCNB Insurance Agency was praised for its excellent service by two reviewers. Alvina was very good with me and walked through me the process! said Nicole Orf, while Jarod Kellum appreciated the agency's proactive approach, stating that they will actually call you unexpectedly with surprising phone calls letting you know they found better rates!

Negative Experience

Sharon B. had a poor experience with the agency, giving it only one star. She was unhappy with the process, claiming that the agency did not work for the customer and was more interested in selling insurance than facilitating the process. Sharon B. also had issues with Megan, the assistant, who she felt was unresponsive and unhelpful.

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