MGH Insurance

MGH Insurance, a leading independent insurance agency established in 1993, has a steadfast commitment to providing comprehensive insurance solutions tailored to the unique needs of individuals and businesses alike. With over 150 years of collective experience among our dedicated agents, we possess a profound understanding of the insurance landscape and are equipped to guide you through the complexities of securing the right coverage. Our agency's foundation is built on the principles of personalized service, transparency, and building lasting relationships with our clients. We understand that insurance isn't just about purchasing a policy; it's about building a safety net that protects what matters most.

Our Services

MGH Insurance offers a wide array of insurance products designed to safeguard your personal and professional assets. We cater to both personal and commercial clientele, with a specialized focus on the hospitality industry. Our team is well-versed in navigating the intricate world of insurance, ensuring that your risks are adequately addressed and your peace of mind is preserved. For our business clients, we provide tailored solutions encompassing various aspects of risk management. Whether you need coverage for your physical property, business operations, employees, or various types of commercial vehicles, we have the expertise to curate a package that meets your specific requirements.

We understand that each business is unique, and we take the time to understand your individual needs and concerns. From construction companies to salons and everything in between, we work diligently to develop customized insurance programs that provide comprehensive protection without compromising your budget. Our commercial insurance offerings include a range of essential coverages such as:

• Property Insurance: Protecting your building, equipment, inventory, and other physical assets from damage caused by unforeseen events.
• General Liability Insurance: Shielding your business from financial losses arising from claims of bodily injury, property damage, or personal injury.
• Umbrella/Excess Liability Insurance: Providing an additional layer of protection beyond your existing liability coverage, offering broader coverage limits in case of significant claims.
• Boiler & Machinery Insurance: Covering the costs associated with repairs or replacements of boilers, machinery, and other critical equipment due to breakdown or malfunction.
• Business Auto Insurance: Providing comprehensive coverage for your company vehicles, including liability, collision, and comprehensive coverage.
• Worker's Compensation Insurance: Ensuring that your employees are protected in the event of job-related injuries or illnesses, providing medical benefits and wage replacement.
• Employment Practices Liability Insurance: Offering protection against claims of discrimination, harassment, wrongful termination, and other employment-related legal disputes.
• Cyber Liability Insurance: Safeguarding your business from financial losses associated with data breaches, cyberattacks, and other online threats.

• Hospitality Insurance

The hospitality industry presents unique challenges when it comes to insurance coverage. From guest safety to property damage, the risks are substantial. Our team at MGH Insurance understands these specific needs and possesses the expertise to develop customized policies that mitigate risks and provide comprehensive protection for hotels, motels, and other hospitality businesses. We leverage our extensive experience in the hospitality sector to ensure you have the right coverage in place to address the unique hazards associated with your operation.

• Personal Insurance

MGH Insurance recognizes that your personal assets are equally important to protect. We offer a comprehensive suite of personal insurance products designed to safeguard your home, belongings, and loved ones. Whether you're a homeowner, renter, or someone who enjoys recreational activities such as boating or motorcycling, we have the right coverage to meet your needs. Our personal insurance offerings include:

• Homeowner's Insurance: Providing comprehensive coverage for your home and possessions against a range of perils, including fire, theft, vandalism, and natural disasters.
• Fire/Rental Dwelling Insurance: Offering protection for renters by covering their personal belongings and liability against damages caused by fire, theft, and other covered events.
• Personal Auto Insurance: Providing essential protection for your vehicle, including liability coverage, collision coverage, and comprehensive coverage.
• Personal Umbrella Insurance: Offering an additional layer of liability protection beyond your existing auto and homeowner's policies, covering a wider range of claims and providing higher coverage limits.
• Boats/Watercraft Insurance: Protecting your investment in a boat or other watercraft against damage, theft, and liability.
• Motorcycle/ATV Insurance: Providing coverage for your motorcycle or ATV, including liability, collision, and comprehensive coverage.

• Flood Insurance: Offering protection against the financial devastation caused by flooding.

• Our Commitment

At MGH Insurance, we are more than just an insurance agency; we are your trusted partners in risk management. We are dedicated to providing you with personalized guidance, competitive quotes, and exceptional customer service. Our goal is to be your lifelong insurance advisor, ensuring that your needs are met throughout your journey, both personally and professionally.