Business Details
Your Trusted Colorado Insurance Partner
At Rocky Mountain Insurance Center, we prioritize building meaningful relationships with our clients to craft personalized insurance solutions. As an independent agency serving Colorado residents, we collaborate with multiple insurance carriers to secure comprehensive coverage at competitive prices. Our expertise spans personal and commercial insurance, including auto, homeowners, health, and business policies.We are committed to transparency, never pushing unnecessary products or favoring specific carriers. Our dedicated team provides ongoing support, guiding clients through claim processes and policy adjustments. With deep roots in the Denver Metro area and a network of trusted local partners, we ensure our clients receive tailored protection that evolves with their needs.
Services
Auto Insurance
Homeowners Insurance
Health Insurance
Flood Insurance
Highlights and features
- We are independent insurance brokers working exclusively for our clients, not carriers.
- We partner with multiple carriers to find the best coverage at competitive prices.
- We offer free consultations and personalized policy recommendations tailored to your needs.
- Our team provides lifelong support, including claim filing assistance and policy adjustments.
- We maintain community partnerships to connect clients with trusted local service providers.
Services
Auto Insurance
We provide comprehensive auto insurance policies for personal vehicles, motorcycles, and recreational vehicles. Our independent broker status allows us to compare multiple carriers to find coverage that protects against accidents, theft, and natural disasters while fitting your budget. Clients receive personalized guidance to select appropriate liability limits and deductibles.
Homeowners Insurance
Our homeowners insurance policies protect against fire, flood, hail, and other natural disasters. We offer specialized flood insurance through FEMA partnerships, recognizing standard policies exclude flood damage. Coverage includes structural repairs, personal property replacement, and liability protection for Colorado residents in both high-risk and low-risk flood zones.
Health Insurance
We assist clients with ACA-compliant health insurance, short-term disability, and long-term care policies. Partnering with specialists, we simplify marketplace navigation while ensuring compliance with federal mandates. Our services include explaining coverage options, comparing premiums, and connecting clients with appropriate providers for individual or family plans.
Business Insurance
We offer tailored commercial insurance for Colorado businesses, including liability protection, property coverage, and commercial auto policies. Our solutions address risks specific to various industries while ensuring compliance with state requirements. Clients benefit from competitive pricing through our carrier network and personalized risk assessment consultations.
Flood Insurance
We provide FEMA-backed flood insurance policies for homes, condos, and businesses across Colorado. Recognizing that 2 inches of water can cause $20,000+ in damage, we emphasize protection even for properties outside high-risk zones. Policies cover structural repairs and personal property losses from flooding caused by storms, melting snow, or drainage issues.
People
Steve Hakes
Owner/Agent
With decades of insurance experience, Steve founded Rocky Mountain Insurance Center to provide client-focused service. A lifelong musician and community volunteer, he combines industry expertise with personal dedication to help Colorado residents secure optimal coverage.
Melinda
Client Connections
Bringing 25 years of hospitality experience, Melinda excels at anticipating client needs. A Boulder resident since 2019, she leverages her customer service background to ensure seamless insurance solutions while enjoying Colorado's outdoor lifestyle.
Becky
Client Connections
A Boulder County resident for 20+ years, Becky combines wine industry expertise with insurance service. Passionate about Colorado's outdoors, she applies her hospitality background to deliver personalized client support while balancing family life.
Jodi
Client Connections
Transitioning from Iowa accounting to Colorado insurance, Jodi brings fresh perspective and enthusiasm. An avid golfer and sports fan, she prioritizes client satisfaction while embracing mountain adventures and new challenges.
Brooke
Client Connections
Former chef Brooke shifted to customer-focused insurance service, valuing personal connections. A Colorado transplant from Utah, she balances family time with outdoor activities while applying her service industry skills to client relations.
Questions
What types of insurance do you offer?
We provide auto, homeowners, health, business, flood, and umbrella insurance policies for Colorado individuals and businesses.
How are you different from other insurance agencies?
As independent brokers, we work for clients—not carriers—comparing multiple options to find personalized, cost-effective coverage.
Do you serve areas outside Denver?
We serve all Colorado residents, with office locations in Lafayette and virtual consultation options available statewide.
Can you help with existing policy claims?
Yes, we provide full support during claim processes, guiding clients through documentation and carrier communication.
Are your services free?
Our consultations and policy comparisons are free—we earn commissions from carriers, passing savings directly to clients.
Do you offer additional services through partners?
We connect clients with trusted local partners for home repair, healthcare, and financial services through our community network.
