Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Boise
Since 1951, Higgins & Rutledge Insurance has been dedicated to meeting the insurance needs of individuals, families, and businesses across 48 states. Our agency was founded on the principles of customer-centric service, evolving from a small local operation to one of the most celebrated independent agencies in the Northwestern United States. We combine extensive resources, decades of experience, and industry expertise to deliver personalized insurance solutions at competitive rates. Our team of professionals is committed to providing exceptional guidance and support, ensuring clients receive coverage tailored to their specific requirements.As a Trusted Choice agency, we maintain the highest standards of integrity, accountability, and community involvement. Our mission emphasizes representing top-tier insurance carriers, offering superior products, and accelerating service excellence to meet the evolving needs of our clients. With a rich history rooted in Idaho, we continue to embrace new challenges while preserving the values that have defined our legacy for over seven decades.
Services
Business Insurance
Employee Benefits
Surety Bonds
Home Insurance
Auto Insurance
Recreational Insurance
Commercial Automobile
Workers Compensation
Cyber Liability
Flood Insurance
Details
- Year established: 1951
Highlights and features
- We offer over 70 years of experience in the insurance industry.
- Our team provides personalized coverage solutions tailored to client needs.
- We partner with top-tier insurance carriers for reliable protection options.
- Our agency maintains 24/7 customer access for urgent insurance needs.
- We specialize in both commercial and personal insurance services.
Associations and certifications
- Independent Insurance Agents of America
- National Association of Surety Bond Producers
Services
Business Insurance
Our business insurance solutions protect companies of all sizes with comprehensive coverage options. We offer property, liability, workers' compensation, and specialized policies tailored to industry-specific risks. With partnerships across top-tier carriers, we ensure businesses receive customized protection that aligns with their operational needs and budgetary requirements.
Surety Bonds
We provide bid bonds, performance bonds, and payment bonds to support construction and contracting projects. Our team streamlines the bonding process while ensuring compliance with government and project owner requirements. With expertise in financial guarantees, we help businesses secure contracts and maintain professional credibility.
Employee Benefits
Our employee benefits program includes health insurance, retirement plans, and wellness initiatives designed to attract and retain talent. We collaborate with strategic partners to deliver comprehensive HR solutions, including payroll integration and compliance support for employers across multiple industries.
Home Insurance
We offer homeowners insurance policies that protect against property damage, liability claims, and personal asset losses. Our coverage options include flood, earthquake, and umbrella policies to address unique risks while ensuring policyholders maintain financial security for their most valuable investments.
Auto Insurance
Our auto insurance services cover personal and commercial vehicles with options for collision, comprehensive, and liability coverage. We provide tailored solutions for standard automobiles, motorcycles, and recreational vehicles while emphasizing competitive rates and responsive claims support.
People
Rod Higgins
President
Rod Higgins leads the agency with a legacy of insurance expertise, continuing the family tradition established by his father. He focuses on maintaining client relationships and ensuring the agency's strategic growth while upholding its core values.
Tracy Forsythe
Commercial Lines Agent
Tracy Forsythe specializes in commercial insurance solutions, helping businesses identify risks and implement protective measures. With extensive industry knowledge, she provides tailored coverage options to meet evolving commercial needs.
Greg Swenson
Commercial Lines Agent
Greg Swenson offers expert guidance on commercial insurance products, focusing on property and liability protection. He works closely with clients to develop comprehensive risk management strategies that align with their business objectives.
Braden Binder
Commercial & Personal Lines Agent
Braden Binder serves clients with expertise in both commercial and personal insurance. He prioritizes understanding client needs to deliver customized solutions that provide financial security and peace of mind.
Jared Yingst
Commercial Lines Agent
Jared Yingst specializes in commercial insurance products, assisting businesses with risk assessment and coverage optimization. He maintains a client-focused approach to ensure protection strategies align with organizational goals.
Questions
What types of insurance does Higgins & Rutledge offer?
We provide business insurance, employee benefits, surety bonds, home insurance, auto insurance, and recreational vehicle coverage for clients across 48 states.
How can I file an insurance claim?
Report claims quickly through your account executive via phone, email, or mail. Our team responds promptly to ensure efficient resolution and cost management.
Do you offer 24/7 insurance support?
Yes, our agency provides 24/7 customer access for urgent insurance needs and claims assistance throughout the year.
What areas do you serve?
We serve clients in Idaho and across 48 states, with a focus on personalized insurance solutions for local and national businesses.
How do you help businesses with risk management?
Our team identifies potential risks, addresses coverage gaps, and implements customized strategies to protect businesses from financial exposure.
Can you assist with employee benefits programs?
Yes, we offer comprehensive employee benefits solutions including health insurance, retirement plans, and HR support through strategic partnerships.
