Business Details
10 Years
experience
Trusted Insurance Solutions in Cape Cod
Dowling & O'Neil Insurance Agency, part of the Hilb Group, has been a trusted partner in insurance and risk management since 2016. Our team of experienced professionals combines local expertise with national resources to deliver tailored solutions for businesses and families across Cape Cod and beyond. With a focus on personalized service, we work closely with clients to secure competitive premiums without compromising on value or long-term stability. Our merger with the Hilb Group has strengthened our ability to offer enhanced products and services, positioning us as a leading provider in the industry. We pride ourselves on our deep understanding of diverse sectors, including construction, healthcare, and financial institutions, ensuring comprehensive coverage for unique client needs.Our commitment to excellence is reflected in our client testimonials, which highlight our responsiveness, knowledge, and dedication to finding the right coverage at fair prices. We prioritize ongoing education and adaptability, ensuring our team remains at the forefront of industry trends and regulatory changes. Our mission is to provide peace of mind by safeguarding clients against risks, allowing them to focus on their core operations and personal goals. Through strategic partnerships and a client-centric approach, we strive to exceed expectations in every interaction.
Services
Business Insurance
Personal Insurance
Flood Insurance
Employee Benefits
Specialty Programs
Commercial Auto
General Liability
Workers Compensation
Cyber Risk
Surety Bonds
Details
- Year established: 2016
Highlights and features
- We offer over 20 years of experience in the insurance industry.
- Our team provides 24/7 personalized customer support.
- We guarantee competitive rates through annual carrier comparisons.
- Our experts specialize in niche markets like construction and healthcare.
- We maintain transparency with no hidden fees or surprises.
What people say
Strategic partner
Extremely knowledgeable
Seamless process
Superb customer service
Highest standard of service
Services
Business Insurance
Our business insurance solutions protect companies against risks like property damage, liability claims, and operational disruptions. We tailor policies for industries including construction, healthcare, and financial institutions. Clients benefit from competitive pricing and expert guidance through annual carrier comparisons.
Flood Insurance
We provide specialized flood insurance for residential and commercial properties, addressing exposures through competitively priced policies. Our experts assess risks and explain coverage options to ensure comprehensive protection against water-related damages.
Employee Benefits
Our employee benefits management includes health, dental, retirement, and disability plans. We help businesses design packages that attract talent while ensuring compliance. Clients receive strategic advice to optimize benefits without compromising budget constraints.
Specialty Programs
We offer tailored insurance for unique industries like agriculture, government contracting, and marine operations. Our specialists leverage deep market knowledge to address complex risks. Clients gain access to expanded resources and customized service solutions.
Cyber Risk Insurance
Our cyber risk policies safeguard businesses against data breaches, network security failures, and privacy liabilities. We address evolving threats with coverage for incident response, legal fees, and business interruption. Clients receive proactive risk assessments and mitigation strategies.
People
Joseph Carig
Agency President / Managing Director
With over 13 years at Dowling & O'Neil, Joseph Carig specializes in medical offices, restaurants, and contractor accounts. He holds the Certified Insurance Counselor designation and graduated from the University of Massachusetts.
Mark McCartin
Regional Vice President
Mark McCartin brings 28 years of commercial lines expertise, focusing on public entities and contractors. He holds the Certified Insurance Counselor designation and serves on boards like the Hyannis Area Chamber of Commerce.
Questions
What types of insurance does Dowling & O'Neil offer?
We provide business, personal, specialty, and employee benefits insurance, including flood, cyber risk, surety bonds, and workers compensation coverage.
How does Dowling & O'Neil ensure competitive rates?
Our team annually shops carriers to secure optimal pricing while maintaining comprehensive coverage tailored to client needs.
Do you offer 24/7 support?
Our website provides 24/7 access to resources, though office hours are Monday-Friday, 8:30 AM-4:30 PM.
What industries do you specialize in?
We specialize in construction, healthcare, financial institutions, government contracting, and agricultural sectors with tailored risk management solutions.
How do you handle claims?
Clients can report claims through our portal or contact their dedicated agent for prompt assistance and resolution guidance.
