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Your Trusted Insurance Partner in Chatham, MA
Eldredge & Lumpkin Insurance Agency has been a trusted name in the insurance industry for over 85 years, serving clients across Cape Cod and beyond. Our agency combines decades of experience with a commitment to personalized service, ensuring each client receives tailored insurance solutions. Our team of professionals, with 20 to 30 years of industry expertise, prioritizes client needs and fosters long-term relationships built on trust. We represent over 75 insurance carriers, offering comprehensive coverage options for personal and commercial needs.From high-value home insurance to flood protection, we specialize in addressing the unique risks faced by residents and businesses in coastal regions. Our philosophy remains unchanged: exceptional customer care drives lasting success. With a focus on transparency and education, we guide clients through complex insurance decisions, ensuring they understand their policies and coverage limits. Our dedication to community and client satisfaction has solidified our reputation as a leader in the industry.
Services
Home Insurance
Auto Insurance
Business Insurance
Flood Insurance
Watercraft Insurance
Highlights and features
- We offer over 85 years of combined experience in the insurance industry.
- Our team includes agents with 20-30 years of specialized insurance expertise.
- We provide personalized service with direct owner involvement in client accounts.
- We represent 75+ insurance carriers to ensure competitive coverage options.
- We specialize in high-value home insurance tailored to Cape Cod properties.
Services
Home Insurance
Our home insurance policies protect against property damage, liability claims, and living expenses during repairs. We offer endorsements for floods, earthquakes, and high-value items. Clients benefit from tailored policies that address regional risks like coastal weather patterns and unique property features.
Business Insurance
Business insurance covers property damage, liability, and income loss from disruptions. We provide BOP policies, workers' compensation, and professional liability tailored to Massachusetts industries. Our agents evaluate operational risks to create comprehensive packages that safeguard business continuity and assets.
Flood Insurance
Flood insurance protects against water damage from rising floodwaters, including building and content coverage. We explain NFIP regulations, grandfathering provisions, and elevation certificate requirements. Clients receive guidance on rate changes and mitigation strategies to reduce long-term costs for Cape Cod properties.
Auto Insurance
Auto insurance covers collision, comprehensive, and liability damages for personal and commercial vehicles. We offer discounts for safety features and multi-policy bundling. Our agents explain state-mandated minimums and optional enhancements like roadside assistance to ensure compliance and protection.
Watercraft Insurance
Watercraft insurance covers boats, yachts, and jet skis against damage, liability, and medical payments. Policies protect against risks specific to Cape Cod waterways. We help clients navigate coverage options for recreational and commercial vessels, ensuring adequate protection for on-water activities.
People
Alan R. Long
President
With over 25 years in insurance leadership, Alan oversees agency operations and client strategy, ensuring personalized service and adherence to our customer-first philosophy.
Pat Long
Vice-President, CIC
Pat manages client relations and policy development, leveraging 22 years of experience to deliver customized insurance solutions for residential and commercial clients.
David D. Crawford
Licensed Broker
David specializes in commercial insurance, guiding businesses through risk assessment and coverage selection with 28 years of industry expertise.
Diane Racette
Licensed Broker, CIC, CISR
Diane focuses on personal insurance lines, helping clients protect homes and vehicles while maintaining a 20-year track record of client satisfaction.
Jacqueline Zibrat-Long
Licensed Broker
Jacqueline assists with policy management and claims advocacy, applying her 18 years of experience to ensure clients receive timely and fair resolutions.
Questions
What types of insurance do you offer?
We provide home, auto, business, flood, watercraft, and high-value home insurance, along with liability and commercial property coverage tailored to Massachusetts residents and businesses.
How do you handle flood insurance changes?
We guide clients through National Flood Program updates, including rate adjustments and elevation certificate requirements, ensuring compliance and cost-effective coverage for Cape Cod properties.
Can you help with high-value home insurance?
Yes, we specialize in high-value home policies addressing unique risks like coastal exposure, offering customized coverage for luxury properties and valuable assets.
Do you serve businesses outside Massachusetts?
While based in Chatham, we focus on Massachusetts businesses but can assist with select out-of-state inquiries through our network of 75+ carriers.
How do I file a claim after hours?
For urgent claims, call our after-hours line at 774-722-7303. Our team will assist you promptly during regular business hours.
